HealthyDirect · Growth
HSBC Equity Savings Fund
HSBC Mutual FundHybrid Schemes - Equity Savings Fund3.8 years
- NAV
- 40.7969
- 15 Sept 2026
- 1Y
- +6.8%
- Trailing CAGR
- AUM
- ₹1,326.06 Cr
- 31 Aug 2026
- Volatility
- Low
- 6.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.8%
- 3Y+12.6%
- 5Yn/a
- 10Yn/a
- SI+13.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.1%
- 3Y+9.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +13.2%
- Calendar-day CAGR
- Excess 1Y
- +2.3%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +12.6%
- 197 daily-ending windows
- Median rolling 3Y
- +14.2%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +9.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 75 recovered episodes
- Longest recovery
- 194 days
- Trough to prior peak
- Current spell
- 15 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
2 Jan 2025 – 10 Sept 2025
Trough 28 Feb 2025 · recovered in 194 days
-11.5%
15 Oct 2024 – 4 Dec 2024
Trough 13 Nov 2024 · recovered in 21 days
-4.5%
4 Mar 2024 – 2 Apr 2024
Trough 13 Mar 2024 · recovered in 20 days
-3.4%
17 Nov 2025 – 10 Feb 2026
Trough 21 Jan 2026 · recovered in 20 days
-3.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
64
Consistency
89
Risk-adjusted
83
Drawdown
71
Mean
81
Portfolio
31 Aug 2026 · 113 holdings · top 10 are 70.7%.
- Top 5
- 55.6%
- Top 10
- 70.7%
- Largest holding
- 39.0%
- Effective holdings
- 5.8
Cash Margin
Unspecified
39.0%
HDFC Bank Ltd
Financial
5.1%
ICICI Bank Ltd
Financial
4.2%
Repo
Unspecified
3.7%
State Bank of India
Financial
3.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas Equity Savings Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +4.1%
- 3Y
- +8.9%
- Vol
- 5.4%
- Max DD
- -8.4%
- Sharpe
- 0.68
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
WhiteOak Capital Equity Savings Fund
WhiteOak Capital Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 3.8%
- Max DD
- -3.8%
- Sharpe
- 1.50
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Invesco India Equity Savings Fund
Invesco Mutual Fund
- 1Y
- -0.8%
- 3Y
- +8.4%
- Vol
- 6.1%
- Max DD
- -13.6%
- Sharpe
- 0.57
- 3Y win
- +34%
- Lower volatility
Caveat: Deeper drawdown · Lower trailing returns
UTI - Equity Savings Fund
UTI Mutual Fund
- 1Y
- +3.7%
- 3Y
- +8.1%
- Vol
- 5.8%
- Max DD
- -13.8%
- Sharpe
- 0.66
- 3Y win
- +49%
- Lower volatility
Caveat: Deeper drawdown · Lower trailing returns