ReviewDirect · Growth
UTI - Equity Savings Fund
- NAV
- 20.0969
- 15 Sept 2026
- 1Y
- +3.7%
- Trailing CAGR
- AUM
- ₹816.21 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.7%
- 3Y+8.1%
- 5Y+8.8%
- 10Yn/a
- SI+9.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.3%
- 3Y+5.6%
- 5Y+8.1%
- 10Yn/a
- Since inception
- +9.1%
- Calendar-day CAGR
- Excess 1Y
- -2.7%
- Category median, same plan and option
- 3Y win rate
- +49%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +8.1%
- 1242 daily-ending windows
- Median rolling 3Y
- +11.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 747 daily-ending windows
- SIP 3Y XIRR
- +5.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 150 recovered episodes
- Longest recovery
- 140 days
- Trough to prior peak
- Current spell
- 39 days
- Days below latest peak
- Time below peak
- +80%
- NAV observations
24 Jan 2020 – 10 Aug 2020
Trough 23 Mar 2020 · recovered in 140 days
-13.8%
4 Apr 2022 – 1 Aug 2022
Trough 20 Jun 2022 · recovered in 42 days
-5.1%
11 Feb 2026 – 3 Aug 2026
Trough 30 Mar 2026 · recovered in 126 days
-4.9%
13 Jan 2022 – 4 Apr 2022
Trough 7 Mar 2022 · recovered in 28 days
-4.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
33
Consistency
42
Risk-adjusted
58
Drawdown
66
Mean
40
Portfolio
31 Aug 2026 · 56 holdings · top 10 are 77.2%.
- Top 5
- 57.1%
- Top 10
- 77.2%
- Largest holding
- 32.7%
- Effective holdings
- 7.1
Cash Margin
Unspecified
32.7%
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100
Entities
8.2%
GOVERNMENT OF INDIA 34539 GOI 03JU29 7.04 FV RS 100
Entities
5.8%
Axis Bank Ltd
Financial
5.5%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100
Entities
4.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC Equity Savings Fund
HSBC Mutual Fund
- 1Y
- +6.8%
- 3Y
- +12.6%
- Vol
- 6.6%
- Max DD
- -11.5%
- Sharpe
- 1.15
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
WhiteOak Capital Equity Savings Fund
WhiteOak Capital Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 3.8%
- Max DD
- -3.8%
- Sharpe
- 1.50
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Baroda BNP Paribas Equity Savings Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +4.1%
- 3Y
- +8.9%
- Vol
- 5.4%
- Max DD
- -8.4%
- Sharpe
- 0.68
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Mirae Asset Equity Savings Fund
Mirae Asset Mutual Fund
- 1Y
- +4.5%
- 3Y
- +9.4%
- Vol
- 7.3%
- Max DD
- -18.2%
- Sharpe
- 0.80
- 3Y win
- +98%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Mahindra Manulife Equity Savings Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.6%
- 3Y
- +9.0%
- Vol
- 7.7%
- Max DD
- -20.5%
- Sharpe
- 0.64
- 3Y win
- +61%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER