MonitorPlan n/a · Option n/aWatch before adding
HSBC Ultra Short Term Fund
HSBC Mutual FundIncome/Debt Oriented Schemes - Ultra Short Term Fund6.8 years
- NAV
- 1,079.9409
- 29 Oct 2026
- 1Y
- 0.0%
- Trailing CAGR
- AUM
- ₹7.06 L
- 30 Jun 2026
- Volatility
- Low
- 0.6% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Axis Ultra Short Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
6.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -1.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y0.0%
- 3Y0.0%
- 5Y+0.4%
- 10Yn/a
- SI+1.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.0%
- 3Y-0.0%
- 5Y+0.0%
- 10Yn/a
- Since inception
- +1.1%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- -0.0%
- Simulated monthly SIP
- Worst rolling 3Y
- -0.3%
- 908 daily-ending windows
- Median rolling 3Y
- +0.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 424 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -1.0%
- Worst peak-to-trough
- Current
- -0.8%
- Below last peak
- Current spell
- 1553 days
- Days below latest peak
- Time below peak
- +68%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 28 recovered episodes
- Longest recovery
- 24 days
- Trough to prior peak
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.0%
29 Jul 2022 – open
Trough 22 Oct 2026 · not recovered
-0.9%
2 May 2022 – 30 May 2022
Trough 6 May 2022 · recovered in 24 days
-0.2%
23 Apr 2020 – 5 May 2020
Trough 28 Apr 2020 · recovered in 7 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
n/a
Consistency
n/a
Risk-adjusted
0
Drawdown
98
Mean
38
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Ultra Short Term Fund
Axis Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 1.63
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANDHAN ULTRA SHORT TERM FUND
Bandhan Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.1%
- Vol
- 0.5%
- Max DD
- -0.9%
- Sharpe
- 0.98
- 3Y win
- +10%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANK OF INDIA ULTRA SHORT TERM FUND
Bank of India Mutual Fund
- 1Y
- +6.2%
- 3Y
- +6.8%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 2.54
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Canara Robeco Ultra Short Term Fund
Canara Robeco Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.0%
- Vol
- 0.5%
- Max DD
- -0.6%
- Sharpe
- 2.24
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Franklin India Ultra Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.3%
- 3Y
- n/a
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 2.78
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns