ReviewDirect · GrowthPrefer peers first
ICICI Prudential Dividend Yield Fund
ICICI Prudential Mutual FundEquity Schemes - Dividend Yield Fund12.5 years
The scheme seeks to provide medium to long term capital gains and dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield.
- NAV
- 55.47
- 30 Oct 2026
- 1Y
- -9.7%
- Trailing CAGR
- Upside capture
- +99%
- Vs NIFTY 500 TRI
- Downside capture
- +87%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer UTI - Dividend Yield Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
12.5 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.76% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -44.8%. Ask whether you can hold through a similar fall.
Vs category
Pass
69% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Sharmila D'Silva · 4.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 43.1% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 45%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-9.7%
- 3Y+13.4%
- 5Y+14.7%
- 10Y+14.6%
- SI+14.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.0%
- 3Y+1.2%
- 5Y+11.5%
- 10Y+15.9%
- Since inception
- +14.8%
- Calendar-day CAGR
- Excess 1Y
- -2.8%
- Category median, same plan and option
- 3Y win rate
- +69%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +1.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -11.1%
- 2330 daily-ending windows
- Median rolling 3Y
- +17.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 1838 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -2.4%
- Fund minus TRI
- 3Y excess
- +3.2%
- Fund minus TRI
- Upside capture
- +99%
- Benchmark-up months
- Downside capture
- +87%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -44.8%
- Worst peak-to-trough
- Current
- -11.0%
- Below last peak
- Current spell
- 301 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 134 recovered episodes
- Longest recovery
- 287 days
- Trough to prior peak
24 Jan 2018 – 4 Jan 2021
Trough 23 Mar 2020 · recovered in 287 days
-44.8%
28 Jan 2015 – 4 Jul 2016
Trough 25 Feb 2016 · recovered in 130 days
-21.9%
27 Sept 2024 – 16 Oct 2025
Trough 28 Feb 2025 · recovered in 230 days
-15.9%
8 Apr 2022 – 17 Aug 2022
Trough 20 Jun 2022 · recovered in 58 days
-14.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
32
Consistency
68
Risk-adjusted
56
Drawdown
0
Mean
51
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 69% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 80 holdings · top 10 are 43.1%.
- Top 5
- 27.7%
- Top 10
- 43.1%
- Largest holding
- 7.3%
- Effective holdings
- 35.4
HDFC Bank Ltd
Financial
7.3%
ICICI Bank Ltd
Financial
6.5%
Sun Pharmaceutical Industries Ltd
Healthcare
5.2%
Axis Bank Ltd
Financial
4.3%
Reliance Industries Ltd
Energy & Utilities
4.3%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
30 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.