MonitorDirect · Growth
UTI - Dividend Yield Fund
UTI Mutual FundEquity Schemes - Dividend Yield Fund13.7 years
The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
- NAV
- 185.847
- 15 Sept 2026
- 1Y
- -3.0%
- Trailing CAGR
- Upside capture
- +90%
- Vs NIFTY 500 TRI
- Downside capture
- +81%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-3.0%
- 3Y+11.6%
- 5Y+10.0%
- 10Y+13.6%
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.1%
- 3Y+3.6%
- 5Y+10.4%
- 10Y+13.9%
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- -1.1%
- Category median, same plan and option
- 3Y win rate
- +31%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- -5.0%
- 2637 daily-ending windows
- Median rolling 3Y
- +15.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +3.6%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- -0.7%
- Fund minus TRI
- 3Y excess
- +2.2%
- Fund minus TRI
- Upside capture
- +90%
- Benchmark-up months
- Downside capture
- +81%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 129 recovered episodes
- Longest recovery
- 375 days
- Trough to prior peak
- Current spell
- 718 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
31 Aug 2018 – 19 Aug 2020
Trough 23 Mar 2020 · recovered in 149 days
-32.7%
3 Mar 2015 – 6 Sept 2016
Trough 29 Feb 2016 · recovered in 190 days
-22.4%
19 Oct 2021 – 30 Jun 2023
Trough 20 Jun 2022 · recovered in 375 days
-20.1%
27 Sept 2024 – open
Trough 28 Feb 2025 · not recovered
-18.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
43
Consistency
32
Risk-adjusted
54
Drawdown
18
Mean
30
Portfolio
31 Aug 2026 · 63 holdings · top 10 are 36.3%.
- Top 5
- 23.3%
- Top 10
- 36.3%
- Largest holding
- 7.7%
- Effective holdings
- 40.3
HDFC Bank Ltd
Financial
7.7%
ICICI Bank Ltd
Financial
6.0%
State Bank of India
Financial
3.4%
Tech Mahindra Ltd
Technology
3.1%
Mahindra & Mahindra Ltd
Consumer Discretionary
3.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
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Engine status
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Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.