HealthyRegular · Option n/aFit for a long SIP
ICICI Prudential Equity Savings Fund
ICICI Prudential Mutual FundHybrid Scheme - Equity Savings11.9 years
- NAV
- 23.30
- 29 Oct 2026
- 1Y
- +1.1%
- Trailing CAGR
- AUM
- ₹8,181.68 Cr
- 30 Jun 2026
- Volatility
- Low
- 5.2% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Buy checklist
History depth
Pass
11.9 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Watch
1.59% TER on Regular - Direct is usually cheaper for the same scheme.
Drawdown vs peers
Pass
Peak-to-trough -19.3%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Plan class
Watch
Regular plan - switch the buy to Direct Growth of the same scheme when you can.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 19%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.1%
- 3Y+6.4%
- 5Y+6.8%
- 10Y+7.2%
- SI+7.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.7%
- 3Y+4.5%
- 5Y+6.1%
- 10Y+7.1%
- Since inception
- +7.4%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
- Worst rolling 3Y
- +0.1%
- 2190 daily-ending windows
- Median rolling 3Y
- +8.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1702 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -19.3%
- Worst peak-to-trough
- Current
- -0.8%
- Below last peak
- Current spell
- 87 days
- Days below latest peak
- Time below peak
- +72%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 259 recovered episodes
- Longest recovery
- 246 days
- Trough to prior peak
7 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-19.3%
23 Oct 2015 – 13 Apr 2016
Trough 25 Feb 2016 · recovered in 48 days
-6.2%
13 Apr 2015 – 7 Oct 2015
Trough 24 Aug 2015 · recovered in 44 days
-3.8%
23 Dec 2025 – 3 Aug 2026
Trough 30 Mar 2026 · recovered in 126 days
-3.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
38
Vs category
n/a
Consistency
n/a
Risk-adjusted
39
Drawdown
52
Mean
43
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
No supporting reads in the current evidence set.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BANDHAN EQUITY SAVINGS FUND
Bandhan Mutual Fund
- 1Y
- +3.0%
- 3Y
- +7.1%
- Vol
- 4.6%
- Max DD
- -17.3%
- Sharpe
- 0.31
- 3Y win
- +7%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +5.3%
- 3Y
- +11.0%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 0.89
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Tata Equity Savings Fund
Tata Mutual Fund
- 1Y
- +7.5%
- 3Y
- +10.6%
- Vol
- 4.9%
- Max DD
- -13.9%
- Sharpe
- 0.54
- 3Y win
- +14%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Equity Savings Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +2.7%
- 3Y
- +7.6%
- Vol
- 6.0%
- Max DD
- -17.8%
- Sharpe
- 0.39
- 3Y win
- +32%
- Shallower drawdown
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.6%
- 3Y
- n/a
- Vol
- 2.4%
- Max DD
- -1.6%
- Sharpe
- -0.86
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns