MonitorDirect · Growth
ITI ELSS Tax Saver Fund
ITI Mutual FundEquity Scheme - ELSS6.9 years
The Scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related securities.
- NAV
- 28.1331
- 15 Sept 2026
- 1Y
- +6.4%
- Trailing CAGR
- Upside capture
- +105%
- Vs NIFTY 500 TRI
- Downside capture
- +96%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.4%
- 3Y+16.6%
- 5Y+13.3%
- 10Yn/a
- SI+16.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+11.9%
- 3Y+10.0%
- 5Y+15.4%
- 10Yn/a
- Since inception
- +16.6%
- Calendar-day CAGR
- Excess 1Y
- +7.0%
- Category median, same plan and option
- 3Y win rate
- +61%
- Windows beating the median
- 3Y percentile
- 94
- Vs comparable share classes
- Worst rolling 3Y
- +10.6%
- 957 daily-ending windows
- Median rolling 3Y
- +20.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 466 daily-ending windows
- SIP 3Y XIRR
- +10.0%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- +6.6%
- Fund minus TRI
- 3Y excess
- +6.6%
- Fund minus TRI
- Upside capture
- +105%
- Benchmark-up months
- Downside capture
- +96%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 18 days
- 82 recovered episodes
- Longest recovery
- 493 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
24 Jan 2020 – 17 Nov 2020
Trough 23 Mar 2020 · recovered in 239 days
-38.5%
13 Oct 2021 – 7 Jun 2023
Trough 20 Jun 2022 · recovered in 352 days
-22.8%
23 Sept 2024 – 6 Jul 2026
Trough 28 Feb 2025 · recovered in 493 days
-22.6%
3 Jun 2024 – 10 Jun 2024
Trough 4 Jun 2024 · recovered in 6 days
-7.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
94
Vs category
94
Consistency
57
Risk-adjusted
58
Drawdown
4
Mean
61
Portfolio
31 Aug 2026 · 70 holdings · top 10 are 26.5%.
- Top 5
- 14.8%
- Top 10
- 26.5%
- Largest holding
- 3.3%
- Effective holdings
- 57.6
HDFC Bank Ltd
Financial
3.3%
Cholamandalam Investment & Finance Company Ltd
Financial
3.1%
TVS Motor Company Ltd
Consumer Discretionary
2.9%
Axis Bank Ltd
Financial
2.7%
Bajaj Finance Ltd
Financial
2.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 61% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Motilal Oswal ELSS Tax Saver Fund
Motilal Oswal Mutual Fund
- 1Y
- +8.8%
- 3Y
- +21.0%
- Vol
- 17.6%
- Max DD
- -37.7%
- Sharpe
- 0.72
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak ELSS Tax Saver Fund
Kotak Mahindra Mutual Fund
- 1Y
- +1.6%
- 3Y
- +10.7%
- Vol
- 15.5%
- Max DD
- -36.4%
- Sharpe
- 0.66
- 3Y win
- +81%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Parag Parikh ELSS Tax Saver Fund
PPFAS Mutual Fund
- 1Y
- -10.8%
- 3Y
- +7.9%
- Vol
- 13.6%
- Max DD
- -29.5%
- Sharpe
- 0.87
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.1%
- Vol
- 13.9%
- Max DD
- -17.3%
- Sharpe
- 0.66
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
HDFC Long Term Advantage Plan
HDFC Mutual Fund
- 1Y
- +36.1%
- 3Y
- +21.2%
- Vol
- 16.6%
- Max DD
- -39.6%
- Sharpe
- 0.75
- 3Y win
- +95%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown