MonitorDirect · GrowthWatch before adding
ITI Large Cap Fund
ITI Mutual FundEquity Scheme - Large Cap Fund5.8 years
The Scheme seek to generate long term capital appreciation by predominantly investing in equity and equity related securities of large cap stocks.
- NAV
- 18.6704
- 30 Oct 2026
- 1Y
- -6.5%
- Trailing CAGR
- AUM
- ₹352.13 Cr
- 30 Sept 2026
- Volatility
- Medium
- 14.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · AUM fell by 30% or more versus the prior observation.
Prefer peers if · Prefer BARODA BNP PARIBAS LARGE CAP FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
5.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.93% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -20.8%. Ask whether you can hold through a similar fall.
Vs category
Watch
40% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Nilay Dalal · 0.5 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 45.5% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 21%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.5%
- 3Y+9.9%
- 5Y+7.7%
- 10Yn/a
- SI+11.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.9%
- 3Y+1.0%
- 5Y+7.4%
- 10Yn/a
- Since inception
- +11.1%
- Calendar-day CAGR
- Excess 1Y
- +0.9%
- Category median, same plan and option
- 3Y win rate
- +40%
- Windows beating the median
- 3Y percentile
- 40
- Vs comparable share classes
- SIP 3Y XIRR
- +1.0%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.8%
- 698 daily-ending windows
- Median rolling 3Y
- +15.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 208 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -20.8%
- Worst peak-to-trough
- Current
- -8.3%
- Below last peak
- Current spell
- 763 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 52 recovered episodes
- Longest recovery
- 361 days
- Trough to prior peak
18 Oct 2021 – 16 Jun 2023
Trough 20 Jun 2022 · recovered in 361 days
-20.8%
27 Sept 2024 – open
Trough 28 Feb 2025 · not recovered
-17.8%
3 Jun 2024 – 18 Jun 2024
Trough 4 Jun 2024 · recovered in 14 days
-9.0%
3 Mar 2021 – 28 May 2021
Trough 23 Apr 2021 · recovered in 35 days
-7.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
40
Vs category
56
Consistency
40
Risk-adjusted
45
Drawdown
48
Mean
46
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 49 holdings · top 10 are 45.5%.
- Top 5
- 25.5%
- Top 10
- 45.5%
- Largest holding
- 6.5%
- Effective holdings
- 32.5
ICICI Bank Ltd
Financial
6.5%
ESDS Software Solution Ltd.
Technology
5.0%
State Bank of India
Financial
4.7%
Axis Bank Ltd
Financial
4.7%
Reliance Industries Ltd
Energy & Utilities
4.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual Fund
- 1Y
- -4.5%
- 3Y
- n/a
- Vol
- 12.8%
- Max DD
- -16.9%
- Sharpe
- -0.43
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
BANK OF INDIA LARGE CAP FUND
Bank of India Mutual Fund
- 1Y
- -2.8%
- 3Y
- +11.8%
- Vol
- 14.6%
- Max DD
- -22.6%
- Sharpe
- 0.37
- 3Y win
- +61%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Kotak Large Cap Fund
Kotak Mahindra Mutual Fund
- 1Y
- -8.5%
- 3Y
- +10.1%
- Vol
- 15.6%
- Max DD
- -36.9%
- Sharpe
- 0.52
- 3Y win
- +85%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Nippon India Large Cap Fund
Nippon India Mutual Fund
- 1Y
- -8.7%
- 3Y
- +11.0%
- Vol
- 16.6%
- Max DD
- -40.0%
- Sharpe
- 0.57
- 3Y win
- +78%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown