MonitorRegular · Option n/aWatch before adding
JM Medium to Long Term Fund Growth - Bonus Option
JM Financial Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund20.6 years
- NAV
- 26.0657
- 29 Oct 2026
- 1Y
- +1.3%
- Trailing CAGR
- AUM
- ₹7.01 L
- 30 Jun 2026
- Volatility
- Low
- 3.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Canara Robeco Medium To Long Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
20.6 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -11.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Plan class
Watch
Regular plan - switch the buy to Direct Growth of the same scheme when you can.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.3%
- 3Y+5.8%
- 5Y+4.6%
- 10Y+3.7%
- SI+4.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.6%
- 3Y+3.9%
- 5Y+4.9%
- 10Y+4.1%
- Since inception
- +4.1%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +3.9%
- Simulated monthly SIP
- Worst rolling 3Y
- -2.0%
- 4230 daily-ending windows
- Median rolling 3Y
- +4.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3746 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -11.0%
- Worst peak-to-trough
- Current
- -1.8%
- Below last peak
- Current spell
- 77 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 285 recovered episodes
- Longest recovery
- 787 days
- Trough to prior peak
3 Jun 2019 – 1 Sept 2021
Trough 16 Dec 2019 · recovered in 625 days
-11.0%
23 Jan 2008 – 12 Dec 2011
Trough 16 Oct 2009 · recovered in 787 days
-10.2%
4 Jun 2013 – 23 May 2014
Trough 24 Jul 2013 · recovered in 303 days
-5.5%
14 Feb 2022 – 15 Nov 2022
Trough 9 May 2022 · recovered in 190 days
-3.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
36
Vs category
n/a
Consistency
n/a
Risk-adjusted
2
Drawdown
72
Mean
37
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Canara Robeco Medium To Long Term Fund
Canara Robeco Mutual Fund
- 1Y
- +2.2%
- 3Y
- +6.1%
- Vol
- 2.9%
- Max DD
- -5.5%
- Sharpe
- 0.50
- 3Y win
- +38%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
HDFC Medium to Long Term Fund
HDFC Mutual Fund
- 1Y
- +2.8%
- 3Y
- +6.5%
- Vol
- 3.5%
- Max DD
- -10.6%
- Sharpe
- 0.31
- 3Y win
- +28%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
HSBC Medium to Long Term Fund
HSBC Mutual Fund
- 1Y
- +2.2%
- 3Y
- +6.4%
- Vol
- 3.3%
- Max DD
- -8.8%
- Sharpe
- 0.25
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Medium to Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +2.5%
- 3Y
- +6.6%
- Vol
- 3.1%
- Max DD
- -10.2%
- Sharpe
- 0.60
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
LIC MF Medium to Long Term Fund
LIC Mutual Fund
- 1Y
- +3.4%
- 3Y
- +7.3%
- Vol
- 2.7%
- Max DD
- -6.2%
- Sharpe
- 0.42
- 3Y win
- +22%
- Lower volatility
- Shallower drawdown
- Higher trailing returns