…

MonitorDirect · GrowthWatch before adding

Kotak Focused Fund

Kotak Mahindra Mutual Fund Equity Scheme - Focused Fund7.3 years

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies.

NAV: 28.677; 30 Oct 2026
1Y: -2.6%; Trailing CAGR
Upside capture: +95%; Vs NIFTY 500 TRI
Downside capture: +84%; Lower is better

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 30 Oct 2026

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · The fund beat the category median in 64% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ITI Focused Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
7.3 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.73% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
64% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Shibani Sircar Kurian · 7.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 46.9% of the portfolio.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 36%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-2.6%
3Y+14.1%
5Y+10.6%
10Yn/a
SI+15.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-4.0%
3Y+5.9%
5Y+10.9%
10Yn/a

Since inception: +15.6%; Calendar-day CAGR
Excess 1Y: +2.0%; Category median, same plan and option
3Y win rate: +64%; Windows beating the median
3Y percentile: 69; Vs comparable share classes
SIP 3Y XIRR: +5.9%; Simulated monthly SIP
Worst rolling 3Y: +10.7%; 1051 daily-ending windows
Median rolling 3Y: +18.4%; Calendar-day CAGR
Positive rolling 5Y: +100%; 564 daily-ending windows

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.

1Y excess: +4.8%; Fund minus TRI
3Y excess: +3.9%; Fund minus TRI
Upside capture: +95%; Benchmark-up months
Downside capture: +84%; Lower is better

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -36.3%; Worst peak-to-trough
Current: -8.4%; Below last peak
Current spell: 85 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 13 days; 98 recovered episodes
Longest recovery: 231 days; Trough to prior peak

24 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.3%
17 Jan 2022 – 1 Dec 2022
Trough 20 Jun 2022 · recovered in 164 days
-18.4%
26 Sept 2024 – 18 Sept 2025
Trough 28 Feb 2025 · recovered in 202 days
-17.9%
11 Feb 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-14.1%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
69
Vs category
62
Consistency
59
Risk-adjusted
56
Drawdown
9
Mean
51

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Maximum drawdown exceeded 35%.

Supporting reads

The fund beat the category median in 64% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.

Portfolio

30 Sept 2026 · 30 holdings · top 10 are 46.9%.

Top 5: 27.6%
Top 10: 46.9%
Largest holding: 6.9%
Effective holdings: 26.2

ICICI Bank Ltd
Financial
6.9%
HDFC Bank Ltd
Financial
5.7%
Zomato Ltd
Technology
5.4%
State Bank of India
Financial
4.9%
Shriram Transport Finance Company Ltd
Financial
4.7%

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

All funds

MonitorDirect · GrowthWatch before adding

Kotak Focused Fund

Kotak Mahindra Mutual Fund Equity Scheme - Focused Fund7.3 years

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies.

NAV: 28.677; 30 Oct 2026
1Y: -2.6%; Trailing CAGR
Upside capture: +95%; Vs NIFTY 500 TRI
Downside capture: +84%; Lower is better

Oct 2024 – Oct 2026

All funds

MonitorDirect · GrowthWatch before adding

Kotak Focused Fund

Kotak Mahindra Mutual Fund Equity Scheme - Focused Fund7.3 years

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies.

NAV: 28.677; 30 Oct 2026
1Y: -2.6%; Trailing CAGR
Upside capture: +95%; Vs NIFTY 500 TRI
Downside capture: +84%; Lower is better

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 30 Oct 2026

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · The fund beat the category median in 64% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ITI Focused Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
7.3 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.73% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
64% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Shibani Sircar Kurian · 7.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 46.9% of the portfolio.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 36%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

30 Oct 2026 · -2.6% over 1Y

28.677

Oct 202526.361 – 31.302Oct 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-2.6%
3Y+14.1%
5Y+10.6%
10Yn/a
SI+15.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-4.0%
3Y+5.9%
5Y+10.9%
10Yn/a

Since inception: +15.6%; Calendar-day CAGR
Excess 1Y: +2.0%; Category median, same plan and option
3Y win rate: +64%; Windows beating the median
3Y percentile: 69; Vs comparable share classes
SIP 3Y XIRR: +5.9%; Simulated monthly SIP
Worst rolling 3Y: +10.7%; 1051 daily-ending windows
Median rolling 3Y: +18.4%; Calendar-day CAGR
Positive rolling 5Y: +100%; 564 daily-ending windows

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.

1Y excess: +4.8%; Fund minus TRI
3Y excess: +3.9%; Fund minus TRI
Upside capture: +95%; Benchmark-up months
Downside capture: +84%; Lower is better

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -36.3%; Worst peak-to-trough
Current: -8.4%; Below last peak
Current spell: 85 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

30 Oct 2026

-8.4%

Jul 2019-36.3% – 0.0%Oct 2026

Average recovery: 13 days; 98 recovered episodes
Longest recovery: 231 days; Trough to prior peak

24 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.3%
17 Jan 2022 – 1 Dec 2022
Trough 20 Jun 2022 · recovered in 164 days
-18.4%
26 Sept 2024 – 18 Sept 2025
Trough 28 Feb 2025 · recovered in 202 days
-17.9%
11 Feb 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-14.1%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
69
Vs category
62
Consistency
59
Risk-adjusted
56
Drawdown
9
Mean
51

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Maximum drawdown exceeded 35%.

Supporting reads

The fund beat the category median in 64% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.

Portfolio

30 Sept 2026 · 30 holdings · top 10 are 46.9%.

Top 5: 27.6%
Top 10: 46.9%
Largest holding: 6.9%
Effective holdings: 26.2

ICICI Bank Ltd
Financial
6.9%
HDFC Bank Ltd
Financial
5.7%
Zomato Ltd
Technology
5.4%
State Bank of India
Financial
4.9%
Shriram Transport Finance Company Ltd
Financial
4.7%

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 30 Oct 2026

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · The fund beat the category median in 64% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ITI Focused Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
7.3 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.73% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
64% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Shibani Sircar Kurian · 7.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 46.9% of the portfolio.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 36%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-2.6%
3Y+14.1%
5Y+10.6%
10Yn/a
SI+15.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-4.0%
3Y+5.9%
5Y+10.9%
10Yn/a

Since inception: +15.6%; Calendar-day CAGR
Excess 1Y: +2.0%; Category median, same plan and option
3Y win rate: +64%; Windows beating the median
3Y percentile: 69; Vs comparable share classes
SIP 3Y XIRR: +5.9%; Simulated monthly SIP
Worst rolling 3Y: +10.7%; 1051 daily-ending windows
Median rolling 3Y: +18.4%; Calendar-day CAGR
Positive rolling 5Y: +100%; 564 daily-ending windows

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.

1Y excess: +4.8%; Fund minus TRI
3Y excess: +3.9%; Fund minus TRI
Upside capture: +95%; Benchmark-up months
Downside capture: +84%; Lower is better

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -36.3%; Worst peak-to-trough
Current: -8.4%; Below last peak
Current spell: 85 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 13 days; 98 recovered episodes
Longest recovery: 231 days; Trough to prior peak

24 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.3%
17 Jan 2022 – 1 Dec 2022
Trough 20 Jun 2022 · recovered in 164 days
-18.4%
26 Sept 2024 – 18 Sept 2025
Trough 28 Feb 2025 · recovered in 202 days
-17.9%
11 Feb 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-14.1%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
69
Vs category
62
Consistency
59
Risk-adjusted
56
Drawdown
9
Mean
51

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Maximum drawdown exceeded 35%.

Supporting reads

The fund beat the category median in 64% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.

Portfolio

30 Sept 2026 · 30 holdings · top 10 are 46.9%.

Top 5: 27.6%
Top 10: 46.9%
Largest holding: 6.9%
Effective holdings: 26.2

ICICI Bank Ltd
Financial
6.9%
HDFC Bank Ltd
Financial
5.7%
Zomato Ltd
Technology
5.4%
State Bank of India
Financial
4.9%
Shriram Transport Finance Company Ltd
Financial
4.7%

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 30 Oct 2026

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · The fund beat the category median in 64% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ITI Focused Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
7.3 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.73% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
64% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Shibani Sircar Kurian · 7.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 46.9% of the portfolio.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 36%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

30 Oct 2026 · -2.6% over 1Y

28.677

Oct 202526.361 – 31.302Oct 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-2.6%
3Y+14.1%
5Y+10.6%
10Yn/a
SI+15.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-4.0%
3Y+5.9%
5Y+10.9%
10Yn/a

Since inception: +15.6%; Calendar-day CAGR
Excess 1Y: +2.0%; Category median, same plan and option
3Y win rate: +64%; Windows beating the median
3Y percentile: 69; Vs comparable share classes
SIP 3Y XIRR: +5.9%; Simulated monthly SIP
Worst rolling 3Y: +10.7%; 1051 daily-ending windows
Median rolling 3Y: +18.4%; Calendar-day CAGR
Positive rolling 5Y: +100%; 564 daily-ending windows

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.

1Y excess: +4.8%; Fund minus TRI
3Y excess: +3.9%; Fund minus TRI
Upside capture: +95%; Benchmark-up months
Downside capture: +84%; Lower is better

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -36.3%; Worst peak-to-trough
Current: -8.4%; Below last peak
Current spell: 85 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

30 Oct 2026

-8.4%

Jul 2019-36.3% – 0.0%Oct 2026

Average recovery: 13 days; 98 recovered episodes
Longest recovery: 231 days; Trough to prior peak

24 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.3%
17 Jan 2022 – 1 Dec 2022
Trough 20 Jun 2022 · recovered in 164 days
-18.4%
26 Sept 2024 – 18 Sept 2025
Trough 28 Feb 2025 · recovered in 202 days
-17.9%
11 Feb 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-14.1%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
69
Vs category
62
Consistency
59
Risk-adjusted
56
Drawdown
9
Mean
51

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Maximum drawdown exceeded 35%.

Supporting reads

The fund beat the category median in 64% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.

Portfolio

30 Sept 2026 · 30 holdings · top 10 are 46.9%.

Top 5: 27.6%
Top 10: 46.9%
Largest holding: 6.9%
Effective holdings: 26.2

ICICI Bank Ltd
Financial
6.9%
HDFC Bank Ltd
Financial
5.7%
Zomato Ltd
Technology
5.4%
State Bank of India
Financial
4.9%
Shriram Transport Finance Company Ltd
Financial
4.7%