HealthyDirect · Growth
Kotak Medium Term Fund
Kotak Mahindra Mutual FundDebt Scheme - Medium Duration Fund12.5 years
The scheme seeks to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.
- NAV
- 27.5461
- 15 Sept 2026
- 1Y
- +7.1%
- Trailing CAGR
- AUM
- ₹1,926.02 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.1%
- 3Y+8.9%
- 5Y+7.4%
- 10Y+7.6%
- SI+8.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.6%
- 3Y+8.3%
- 5Y+8.2%
- 10Y+7.7%
- Since inception
- +8.4%
- Calendar-day CAGR
- Excess 1Y
- -0.9%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +5.5%
- 2293 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1811 daily-ending windows
- SIP 3Y XIRR
- +8.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 320 recovered episodes
- Longest recovery
- 72 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +51%
- NAV observations
4 Mar 2020 – 30 Jun 2020
Trough 29 Apr 2020 · recovered in 62 days
-5.2%
3 Jun 2019 – 21 Aug 2019
Trough 10 Jun 2019 · recovered in 72 days
-2.1%
6 Apr 2022 – 28 Jul 2022
Trough 17 Jun 2022 · recovered in 41 days
-1.5%
8 Jan 2021 – 6 Apr 2021
Trough 16 Mar 2021 · recovered in 21 days
-1.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
45
Consistency
97
Risk-adjusted
100
Drawdown
87
Mean
86
Portfolio
31 Aug 2026 · 62 holdings · top 10 are 41.7%.
- Top 5
- 24.1%
- Top 10
- 41.7%
- Largest holding
- 5.6%
- Effective holdings
- 34.8
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
5.6%
L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC
Industrials
5.1%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC
Consumer Discretionary
4.7%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
Energy & Utilities
4.6%
Embassy Office Parks REIT
Real Estate
4.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Union Medium Duration Fund
Union Mutual Fund
- 1Y
- +8.0%
- 3Y
- +5.7%
- Vol
- 1.6%
- Max DD
- -2.8%
- Sharpe
- 0.12
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
UTI - Medium Term Fund (Segregated - 17022020)
UTI Mutual Fund
- 1Y
- +339.1%
- 3Y
- n/a
- Vol
- n/a
- Max DD
- -24.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher trailing returns
Caveat: Deeper drawdown