MonitorPlan n/a · Option n/aWatch before adding
UTI - Medium Term Fund (Segregated - 17022020)
- NAV
- 0.3663
- 27 Jan 2022
- 1Y
- +339.1%
- Trailing CAGR
- AUM
- ₹5.79 L
- 31 Mar 2022
- Volatility
- n/a
- History still thin
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Jan 2022
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · AUM fell by 30% or more versus the prior observation.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Prefer peers if · Prefer Franklin India Income Opportunities Fund (no. of segregated portfolios- 2) if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
6.7 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -24.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+339.1%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+93.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+862.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +93.4%
- Calendar-day CAGR
- Excess 1Y
- +329.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -24.2%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +51%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 365 days
- 1 recovered episodes
- Longest recovery
- 365 days
- Trough to prior peak
25 Jan 2021 – 27 Jan 2022
Trough 27 Jan 2021 · recovered in 365 days
-24.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
0
Risk-adjusted
n/a
Drawdown
40
Mean
60
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
No supporting reads in the current evidence set.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Franklin India Income Opportunities Fund (no. of segregated portfolios- 2)
Franklin Templeton Mutual Fund
- 1Y
- +15.8%
- 3Y
- +5.4%
- Vol
- 4.2%
- Max DD
- -13.7%
- Sharpe
- 0.61
- 3Y win
- +86%
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Kotak Medium Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +5.1%
- 3Y
- +8.6%
- Vol
- 2.0%
- Max DD
- -5.2%
- Sharpe
- 1.23
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Tata Medium Term Fund
Tata Mutual Fund
- 1Y
- +2.6%
- 3Y
- +7.4%
- Vol
- 5.3%
- Max DD
- -15.0%
- Sharpe
- 0.12
- 3Y win
- +14%
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Union Medium Duration Fund
Union Mutual Fund
- 1Y
- +8.0%
- 3Y
- +5.7%
- Vol
- 1.6%
- Max DD
- -2.8%
- Sharpe
- -0.28
- 3Y win
- 0%
- Shallower drawdown
Caveat: Lower trailing returns