MonitorPlan n/a · Option n/aWatch before adding
Franklin India Income Opportunities Fund (no. of segregated portfolios- 2)
Franklin Templeton Mutual FundDebt Scheme - Medium Duration Fund13.8 years
- NAV
- 26.5759
- 12 Dec 2021
- 1Y
- +15.8%
- Trailing CAGR
- AUM
- ₹166.86 Cr
- 31 Mar 2021
- Volatility
- Low
- 4.2% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 12 Dec 2021
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 86% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Kotak Medium Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -13.7%. Ask whether you can hold through a similar fall.
Vs category
Pass
86% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+15.8%
- 3Y+5.4%
- 5Y+6.8%
- 10Yn/a
- SI+8.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+13.0%
- 3Y+7.4%
- 5Y+6.6%
- 10Yn/a
- Since inception
- +8.4%
- Calendar-day CAGR
- Excess 1Y
- -155.1%
- Category median, same plan and option
- 3Y win rate
- +86%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- +7.4%
- Simulated monthly SIP
- Worst rolling 3Y
- +0.8%
- 1436 daily-ending windows
- Median rolling 3Y
- +9.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 954 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -13.7%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +47%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 152 recovered episodes
- Longest recovery
- 219 days
- Trough to prior peak
13 Jan 2020 – 7 Apr 2021
Trough 31 Aug 2020 · recovered in 219 days
-13.7%
19 Jun 2013 – 19 Sept 2013
Trough 19 Aug 2013 · recovered in 31 days
-2.8%
15 Feb 2016 – 11 Apr 2016
Trough 26 Feb 2016 · recovered in 45 days
-1.8%
4 Dec 2019 – 2 Jan 2020
Trough 13 Dec 2019 · recovered in 20 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
0
Consistency
79
Risk-adjusted
56
Drawdown
66
Mean
40
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 86% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak Medium Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.9%
- 3Y
- +8.6%
- Vol
- 2.0%
- Max DD
- -5.2%
- Sharpe
- 1.23
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Union Medium Duration Fund
Union Mutual Fund
- 1Y
- +8.0%
- 3Y
- +5.7%
- Vol
- 1.6%
- Max DD
- -2.8%
- Sharpe
- -0.28
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Tata Medium Term Fund
Tata Mutual Fund
- 1Y
- +2.6%
- 3Y
- +7.4%
- Vol
- 5.3%
- Max DD
- -15.0%
- Sharpe
- 0.12
- 3Y win
- +14%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
UTI - Medium Term Fund (Segregated - 17022020)
UTI Mutual Fund
- 1Y
- +339.1%
- 3Y
- n/a
- Vol
- n/a
- Max DD
- -24.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher trailing returns
Caveat: Deeper drawdown