MonitorPlan n/a · Option n/aWatch before adding
Tata Medium Term Fund
Tata Mutual FundDebt Scheme - Medium Duration Fund13.7 years
- NAV
- 32.7645
- 23 Sept 2022
- 1Y
- +2.6%
- Trailing CAGR
- AUM
- ₹18.77 Cr
- 30 Sept 2022
- Volatility
- Low
- 5.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 23 Sept 2022
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Kotak Medium Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.7 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -15.0%. Ask whether you can hold through a similar fall.
Vs category
Fail
14% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.6%
- 3Y+7.4%
- 5Y+3.3%
- 10Yn/a
- SI+6.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.8%
- 3Y+5.6%
- 5Y+4.3%
- 10Yn/a
- Since inception
- +6.3%
- Calendar-day CAGR
- Excess 1Y
- -174.9%
- Category median, same plan and option
- 3Y win rate
- +14%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +5.6%
- Simulated monthly SIP
- Worst rolling 3Y
- -0.1%
- 1589 daily-ending windows
- Median rolling 3Y
- +7.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1106 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -15.0%
- Worst peak-to-trough
- Current
- -0.6%
- Below last peak
- Current spell
- 10 days
- Days below latest peak
- Time below peak
- +71%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 158 recovered episodes
- Longest recovery
- 527 days
- Trough to prior peak
3 Jun 2019 – 25 Nov 2020
Trough 17 Jun 2019 · recovered in 527 days
-15.0%
27 May 2013 – 19 Dec 2013
Trough 19 Aug 2013 · recovered in 122 days
-6.5%
24 Nov 2016 – 26 May 2017
Trough 28 Dec 2016 · recovered in 149 days
-2.7%
5 Apr 2022 – 29 Jul 2022
Trough 9 May 2022 · recovered in 81 days
-2.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
0
Consistency
27
Risk-adjusted
31
Drawdown
63
Mean
44
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Supporting reads
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak Medium Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.9%
- 3Y
- +8.6%
- Vol
- 2.0%
- Max DD
- -5.2%
- Sharpe
- 1.23
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Income Opportunities Fund (no. of segregated portfolios- 2)
Franklin Templeton Mutual Fund
- 1Y
- +15.8%
- 3Y
- +5.4%
- Vol
- 4.2%
- Max DD
- -13.7%
- Sharpe
- 0.61
- 3Y win
- +86%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Union Medium Duration Fund
Union Mutual Fund
- 1Y
- +8.0%
- 3Y
- +5.7%
- Vol
- 1.6%
- Max DD
- -2.8%
- Sharpe
- -0.28
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
UTI - Medium Term Fund (Segregated - 17022020)
UTI Mutual Fund
- 1Y
- +339.1%
- 3Y
- n/a
- Vol
- n/a
- Max DD
- -24.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher trailing returns
Caveat: Deeper drawdown