ReviewPlan n/a · Option n/aPrefer peers first
Kotak World Gold Fund
Kotak Mahindra Mutual FundOther Scheme - FoF Overseas11.7 years
- NAV
- 9.28
- 25 Feb 2020
- 1Y
- +31.9%
- Trailing CAGR
- AUM
- ₹4.34 Cr
- 31 Mar 2020
- Volatility
- High
- 33.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 25 Feb 2020
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer Aditya Birla Sun Life Global Excellence Equity Fund Of Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
11.7 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -45.7%. Ask whether you can hold through a similar fall.
Vs category
Fail
1% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+31.9%
- 3Y+2.6%
- 5Y+6.1%
- 10Yn/a
- SI+4.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+40.2%
- 3Y+15.9%
- 5Y+10.8%
- 10Yn/a
- Since inception
- +4.5%
- Calendar-day CAGR
- Excess 1Y
- +10.4%
- Category median, same plan and option
- 3Y win rate
- +1%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- +15.9%
- Simulated monthly SIP
- Worst rolling 3Y
- -12.0%
- 485 daily-ending windows
- Median rolling 3Y
- +2.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 15 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -45.7%
- Worst peak-to-trough
- Current
- -14.2%
- Below last peak
- Current spell
- 1288 days
- Days below latest peak
- Time below peak
- +98%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 10 recovered episodes
- Longest recovery
- 83 days
- Trough to prior peak
16 Aug 2016 – open
Trough 30 Nov 2018 · not recovered
-45.7%
5 Feb 2015 – 11 Apr 2016
Trough 19 Jan 2016 · recovered in 83 days
-37.2%
17 May 2016 – 8 Jun 2016
Trough 30 May 2016 · recovered in 9 days
-12.2%
11 Jul 2016 – 16 Aug 2016
Trough 25 Jul 2016 · recovered in 22 days
-10.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
100
Consistency
20
Risk-adjusted
31
Drawdown
0
Mean
30
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
No supporting reads in the current evidence set.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +15.7%
- 3Y
- +23.9%
- Vol
- 17.3%
- Max DD
- -39.1%
- Sharpe
- 0.28
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +10.0%
- 3Y
- n/a
- Vol
- 4.1%
- Max DD
- -2.7%
- Sharpe
- 0.69
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 5.6%
- Max DD
- -3.7%
- Sharpe
- 0.49
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bandhan US specific Equity Active FOF
Bandhan Mutual Fund
- 1Y
- +4.6%
- 3Y
- +27.3%
- Vol
- 21.0%
- Max DD
- -27.1%
- Sharpe
- 0.56
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Aqua Fund of Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +12.5%
- 3Y
- +18.8%
- Vol
- 16.7%
- Max DD
- -17.7%
- Sharpe
- 0.47
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns