ReviewDirect · Growth
LIC MF Banking and Financial Services Fund
LIC Mutual FundEquity Scheme - Sectoral/ Thematic11.5 years
The scheme seeks to generate long-term capital appreciation from a portfolio that invested substantially in equity and equity related securities of companies engaged in banking and financial services sector.
- NAV
- 24.1047
- 15 Sept 2026
- 1Y
- +5.9%
- Trailing CAGR
- AUM
- ₹269.81 Cr
- 31 Aug 2026
- Volatility
- High
- 20.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.9%
- 3Y+7.9%
- 5Y+10.7%
- 10Y+8.9%
- SI+8.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.5%
- 3Y+7.2%
- 5Y+10.3%
- 10Y+10.7%
- Since inception
- +8.2%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +3%
- Windows beating the median
- 3Y percentile
- 13
- Vs comparable share classes
- Worst rolling 3Y
- -13.6%
- 2084 daily-ending windows
- Median rolling 3Y
- +10.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +93%
- 1594 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 25 days
- 65 recovered episodes
- Longest recovery
- 316 days
- Trough to prior peak
- Current spell
- 248 days
- Days below latest peak
- Time below peak
- +94%
- NAV observations
3 Nov 2017 – 2 Feb 2021
Trough 23 Mar 2020 · recovered in 316 days
-44.8%
6 Aug 2015 – 6 Sept 2016
Trough 25 Feb 2016 · recovered in 194 days
-33.2%
26 Oct 2021 – 8 Sept 2022
Trough 7 Mar 2022 · recovered in 185 days
-21.4%
6 Jan 2026 – open
Trough 31 Mar 2026 · not recovered
-16.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
13
Vs category
49
Consistency
21
Risk-adjusted
37
Drawdown
0
Mean
24
Portfolio
31 Aug 2026 · 25 holdings · top 10 are 61.5%.
- Top 5
- 42.4%
- Top 10
- 61.5%
- Largest holding
- 14.0%
- Effective holdings
- 18.3
ICICI Bank Ltd
Financial
14.0%
AU Small Finance Bank Ltd
Financial
7.4%
Axis Bank Ltd
Financial
5.3%
One 97 Communications Ltd
Industrials
5.0%
Bajaj Finance Ltd
Financial
5.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Business Cycle Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.9%
- 3Y
- +11.6%
- Vol
- 13.8%
- Max DD
- -17.8%
- Sharpe
- 0.48
- 3Y win
- +7%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Bharat Consumption Fund
ICICI Prudential Mutual Fund
- 1Y
- -6.5%
- 3Y
- +9.0%
- Vol
- 15.4%
- Max DD
- -31.3%
- Sharpe
- 0.60
- 3Y win
- +47%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
quant Business Cycle Fund
quant Mutual Fund
- 1Y
- +4.3%
- 3Y
- +11.4%
- Vol
- 17.4%
- Max DD
- -29.2%
- Sharpe
- 0.74
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Transportation and Logistics Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +13.3%
- 3Y
- n/a
- Vol
- 18.1%
- Max DD
- -28.2%
- Sharpe
- 0.91
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns