HealthyPlan n/a · Option n/aFit for a long SIP
Motilal Oswal Multi Cap Fund
Motilal Oswal Mutual FundEquity Scheme - Multi Cap Fund2.4 years
- NAV
- 14.533
- 29 Oct 2026
- 1Y
- +3.8%
- Trailing CAGR
- AUM
- ₹2,636.5 Cr
- 30 Jun 2026
- Volatility
- High
- 18.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Buy checklist
History depth
Fail
2.4 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -24.6%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 25%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.8%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+16.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+22.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +16.0%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -24.6%
- Worst peak-to-trough
- Current
- -4.6%
- Below last peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 16 days
- 23 recovered episodes
- Longest recovery
- 162 days
- Trough to prior peak
17 Sept 2025 – 3 Aug 2026
Trough 31 Mar 2026 · recovered in 125 days
-24.6%
17 Dec 2024 – 16 Sept 2025
Trough 7 Apr 2025 · recovered in 162 days
-19.2%
23 Sept 2026 – open
Trough 23 Oct 2026 · not recovered
-8.8%
1 Oct 2024 – 27 Nov 2024
Trough 22 Oct 2024 · recovered in 36 days
-6.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
31
Vs category
n/a
Consistency
n/a
Risk-adjusted
55
Drawdown
39
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Multi-Cap Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.0%
- Vol
- 14.0%
- Max DD
- -20.0%
- Sharpe
- 0.67
- 3Y win
- +16%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANDHAN MULTI CAP FUND
Bandhan Mutual Fund
- 1Y
- -5.0%
- 3Y
- +12.0%
- Vol
- 13.3%
- Max DD
- -18.3%
- Sharpe
- 0.51
- 3Y win
- +57%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANK OF INDIA MULTI CAP FUND
Bank of India Mutual Fund
- 1Y
- +4.2%
- 3Y
- +17.1%
- Vol
- 15.1%
- Max DD
- -20.3%
- Sharpe
- 0.96
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
HDFC Multi Cap Fund
HDFC Mutual Fund
- 1Y
- -9.3%
- 3Y
- +10.5%
- Vol
- 14.5%
- Max DD
- -20.2%
- Sharpe
- 0.55
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
LIC MF Multi Cap Fund
LIC Mutual Fund
- 1Y
- +1.2%
- 3Y
- +17.1%
- Vol
- 14.2%
- Max DD
- -19.3%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns