…

ReviewPlan n/a · Option n/aPrefer peers first

Navi ELSS Tax Saver Fund

Navi Mutual Fund Equity Scheme - ELSS10.8 years

NAV: 32.4038; 10 Apr 2026
1Y: +7.6%; Trailing CAGR
AUM: ₹2.63 L; 30 Jun 2026
Volatility: Medium; 15.5% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 10 Apr 2026

Stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

In three lines

Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Baroda BNP Paribas ELSS Tax Saver Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
10.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -37.8%. Ask whether you can hold through a similar fall.
Vs category
Fail
5% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / lock-in
Watch
ELSS locks each installment for 3 years. Useful only if 80C is open on the old regime - otherwise locked equity.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
ELSS lock-in
Every installment locks for 3 years. Only useful if 80C is still open on the old regime - otherwise it is locked equity, not a tax cut.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.6%
3Y+13.0%
5Y+11.6%
10Y+12.7%
SI+12.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-5.7%
3Y+4.2%
5Y+8.5%
10Y+11.3%

Since inception: +12.1%; Calendar-day CAGR
Excess 1Y: -28.5%; Category median, same plan and option
3Y win rate: +5%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
SIP 3Y XIRR: +4.2%; Simulated monthly SIP
Worst rolling 3Y: -6.6%; 1795 daily-ending windows
Median rolling 3Y: +13.6%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1302 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -37.8%; Worst peak-to-trough
Current: -9.7%; Below last peak
Current spell: 561 days; Days below latest peak
Time below peak: +88%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 14 days; 118 recovered episodes
Longest recovery: 347 days; Trough to prior peak

12 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-37.8%
17 Jan 2022 – 2 Jun 2023
Trough 20 Jun 2022 · recovered in 347 days
-19.8%
26 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.4%
8 Jan 2018 – 1 Apr 2019
Trough 9 Oct 2018 · recovered in 174 days
-13.8%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
0
Consistency
16
Risk-adjusted
47
Drawdown
6
Mean
14

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Review

Buying stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Three-year return sits below the 25th percentile of comparable share classes.
Maximum drawdown exceeded 35%.
AUM fell by 30% or more versus the prior observation.

Supporting reads

No supporting reads in the current evidence set.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Apr 2026

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

All funds

ReviewPlan n/a · Option n/aPrefer peers first

Navi ELSS Tax Saver Fund

Navi Mutual Fund Equity Scheme - ELSS10.8 years

NAV: 32.4038; 10 Apr 2026
1Y: +7.6%; Trailing CAGR
AUM: ₹2.63 L; 30 Jun 2026
Volatility: Medium; 15.5% annualized

Apr 2024 – Apr 2026

All funds

ReviewPlan n/a · Option n/aPrefer peers first

Navi ELSS Tax Saver Fund

Navi Mutual Fund Equity Scheme - ELSS10.8 years

NAV: 32.4038; 10 Apr 2026
1Y: +7.6%; Trailing CAGR
AUM: ₹2.63 L; 30 Jun 2026
Volatility: Medium; 15.5% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 10 Apr 2026

Stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

In three lines

Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Baroda BNP Paribas ELSS Tax Saver Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
10.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -37.8%. Ask whether you can hold through a similar fall.
Vs category
Fail
5% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / lock-in
Watch
ELSS locks each installment for 3 years. Useful only if 80C is open on the old regime - otherwise locked equity.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
ELSS lock-in
Every installment locks for 3 years. Only useful if 80C is still open on the old regime - otherwise it is locked equity, not a tax cut.

NAV

10 Apr 2026 · +5.9% over 1Y

32.4038

Apr 202530.1654 – 35.4373Apr 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.6%
3Y+13.0%
5Y+11.6%
10Y+12.7%
SI+12.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-5.7%
3Y+4.2%
5Y+8.5%
10Y+11.3%

Since inception: +12.1%; Calendar-day CAGR
Excess 1Y: -28.5%; Category median, same plan and option
3Y win rate: +5%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
SIP 3Y XIRR: +4.2%; Simulated monthly SIP
Worst rolling 3Y: -6.6%; 1795 daily-ending windows
Median rolling 3Y: +13.6%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1302 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -37.8%; Worst peak-to-trough
Current: -9.7%; Below last peak
Current spell: 561 days; Days below latest peak
Time below peak: +88%; NAV observations

Drawdown

10 Apr 2026

-9.7%

Dec 2015-30.0% – 0.0%Apr 2026

Average recovery: 14 days; 118 recovered episodes
Longest recovery: 347 days; Trough to prior peak

12 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-37.8%
17 Jan 2022 – 2 Jun 2023
Trough 20 Jun 2022 · recovered in 347 days
-19.8%
26 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.4%
8 Jan 2018 – 1 Apr 2019
Trough 9 Oct 2018 · recovered in 174 days
-13.8%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
0
Consistency
16
Risk-adjusted
47
Drawdown
6
Mean
14

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Review

Buying stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Three-year return sits below the 25th percentile of comparable share classes.
Maximum drawdown exceeded 35%.
AUM fell by 30% or more versus the prior observation.

Supporting reads

No supporting reads in the current evidence set.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Apr 2026

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 10 Apr 2026

Stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

In three lines

Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Baroda BNP Paribas ELSS Tax Saver Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
10.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -37.8%. Ask whether you can hold through a similar fall.
Vs category
Fail
5% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / lock-in
Watch
ELSS locks each installment for 3 years. Useful only if 80C is open on the old regime - otherwise locked equity.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
ELSS lock-in
Every installment locks for 3 years. Only useful if 80C is still open on the old regime - otherwise it is locked equity, not a tax cut.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.6%
3Y+13.0%
5Y+11.6%
10Y+12.7%
SI+12.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-5.7%
3Y+4.2%
5Y+8.5%
10Y+11.3%

Since inception: +12.1%; Calendar-day CAGR
Excess 1Y: -28.5%; Category median, same plan and option
3Y win rate: +5%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
SIP 3Y XIRR: +4.2%; Simulated monthly SIP
Worst rolling 3Y: -6.6%; 1795 daily-ending windows
Median rolling 3Y: +13.6%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1302 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -37.8%; Worst peak-to-trough
Current: -9.7%; Below last peak
Current spell: 561 days; Days below latest peak
Time below peak: +88%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 14 days; 118 recovered episodes
Longest recovery: 347 days; Trough to prior peak

12 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-37.8%
17 Jan 2022 – 2 Jun 2023
Trough 20 Jun 2022 · recovered in 347 days
-19.8%
26 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.4%
8 Jan 2018 – 1 Apr 2019
Trough 9 Oct 2018 · recovered in 174 days
-13.8%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
0
Consistency
16
Risk-adjusted
47
Drawdown
6
Mean
14

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Review

Buying stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Three-year return sits below the 25th percentile of comparable share classes.
Maximum drawdown exceeded 35%.
AUM fell by 30% or more versus the prior observation.

Supporting reads

No supporting reads in the current evidence set.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Apr 2026

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 10 Apr 2026

Stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

In three lines

Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Baroda BNP Paribas ELSS Tax Saver Fund if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
10.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -37.8%. Ask whether you can hold through a similar fall.
Vs category
Fail
5% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / lock-in
Watch
ELSS locks each installment for 3 years. Useful only if 80C is open on the old regime - otherwise locked equity.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
ELSS lock-in
Every installment locks for 3 years. Only useful if 80C is still open on the old regime - otherwise it is locked equity, not a tax cut.

NAV

10 Apr 2026 · +5.9% over 1Y

32.4038

Apr 202530.1654 – 35.4373Apr 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.6%
3Y+13.0%
5Y+11.6%
10Y+12.7%
SI+12.1%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-5.7%
3Y+4.2%
5Y+8.5%
10Y+11.3%

Since inception: +12.1%; Calendar-day CAGR
Excess 1Y: -28.5%; Category median, same plan and option
3Y win rate: +5%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
SIP 3Y XIRR: +4.2%; Simulated monthly SIP
Worst rolling 3Y: -6.6%; 1795 daily-ending windows
Median rolling 3Y: +13.6%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1302 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -37.8%; Worst peak-to-trough
Current: -9.7%; Below last peak
Current spell: 561 days; Days below latest peak
Time below peak: +88%; NAV observations

Drawdown

10 Apr 2026

-9.7%

Dec 2015-30.0% – 0.0%Apr 2026

Average recovery: 14 days; 118 recovered episodes
Longest recovery: 347 days; Trough to prior peak

12 Feb 2020 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-37.8%
17 Jan 2022 – 2 Jun 2023
Trough 20 Jun 2022 · recovered in 347 days
-19.8%
26 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.4%
8 Jan 2018 – 1 Apr 2019
Trough 9 Oct 2018 · recovered in 174 days
-13.8%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
0
Consistency
16
Risk-adjusted
47
Drawdown
6
Mean
14

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Review

Buying stance

Prefer peers first

The live read flags issues. Inspect same-category alternatives before buying.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Three-year return sits below the 25th percentile of comparable share classes.
Maximum drawdown exceeded 35%.
AUM fell by 30% or more versus the prior observation.

Supporting reads

No supporting reads in the current evidence set.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Apr 2026