MonitorDirect · Growth
PGIM India ELSS Tax Saver Fund
PGIM India Mutual FundEquity Scheme - ELSS10.8 years
The scheme seeks to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time.
- NAV
- 39.41
- 15 Sept 2026
- 1Y
- -2.4%
- Trailing CAGR
- Upside capture
- +95%
- Vs NIFTY 500 TRI
- Downside capture
- +89%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.4%
- 3Y+8.0%
- 5Y+9.7%
- 10Y+13.1%
- SI+13.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.6%
- 3Y+4.2%
- 5Y+8.4%
- 10Y+13.1%
- Since inception
- +13.6%
- Calendar-day CAGR
- Excess 1Y
- -1.4%
- Category median, same plan and option
- 3Y win rate
- +56%
- Windows beating the median
- 3Y percentile
- 29
- Vs comparable share classes
- Worst rolling 3Y
- -5.7%
- 1913 daily-ending windows
- Median rolling 3Y
- +15.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1419 daily-ending windows
- SIP 3Y XIRR
- +4.2%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- -0.1%
- Fund minus TRI
- 3Y excess
- -1.4%
- Fund minus TRI
- Upside capture
- +95%
- Benchmark-up months
- Downside capture
- +89%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 125 recovered episodes
- Longest recovery
- 231 days
- Trough to prior peak
- Current spell
- 299 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
17 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.7%
17 Jan 2022 – 7 Nov 2022
Trough 20 Jun 2022 · recovered in 140 days
-17.0%
20 Nov 2025 – open
Trough 30 Mar 2026 · not recovered
-16.5%
23 Sept 2024 – 17 Oct 2025
Trough 3 Mar 2025 · recovered in 228 days
-15.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
29
Vs category
41
Consistency
59
Risk-adjusted
55
Drawdown
8
Mean
39
Portfolio
31 Aug 2026 · 92 holdings · top 10 are 37.1%.
- Top 5
- 24.1%
- Top 10
- 37.1%
- Largest holding
- 7.2%
- Effective holdings
- 44.3
ICICI Bank Ltd
Financial
7.2%
HDFC Bank Ltd
Financial
6.6%
Bharti Airtel Ltd
Technology
3.7%
Reliance Industries Ltd
Energy & Utilities
3.3%
Infosys Ltd
Technology
3.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 56% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.1%
- Vol
- 13.9%
- Max DD
- -17.3%
- Sharpe
- 0.66
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Kotak ELSS Tax Saver Fund
Kotak Mahindra Mutual Fund
- 1Y
- +1.6%
- 3Y
- +10.7%
- Vol
- 15.5%
- Max DD
- -36.4%
- Sharpe
- 0.66
- 3Y win
- +81%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Parag Parikh ELSS Tax Saver Fund
PPFAS Mutual Fund
- 1Y
- -10.8%
- 3Y
- +7.9%
- Vol
- 13.6%
- Max DD
- -29.5%
- Sharpe
- 0.87
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Quant ELSS Tax Saver Fund
quant Mutual Fund
- 1Y
- +13.7%
- 3Y
- +14.0%
- Vol
- 17.0%
- Max DD
- -36.1%
- Sharpe
- 0.86
- 3Y win
- +84%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Aditya Birla Sun Life ELSS Tax Saver Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.2%
- 3Y
- +10.6%
- Vol
- 14.6%
- Max DD
- -35.1%
- Sharpe
- 0.60
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
- Higher trailing returns