ReviewDirect · Growth
Nippon India Banking & Financial Services Fund
Nippon India Mutual FundEquity Schemes - Sectoral Fund13.7 years
- NAV
- 691.7344
- 15 Sept 2026
- 1Y
- +1.7%
- Trailing CAGR
- AUM
- ₹7,774.49 Cr
- 31 Aug 2026
- Volatility
- High
- 21.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.7%
- 3Y+10.6%
- 5Y+12.9%
- 10Y+12.8%
- SI+13.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.8%
- 3Y+6.6%
- 5Y+11.9%
- 10Y+13.5%
- Since inception
- +13.4%
- Calendar-day CAGR
- Excess 1Y
- -7.9%
- Category median, same plan and option
- 3Y win rate
- +43%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- -14.2%
- 2637 daily-ending windows
- Median rolling 3Y
- +16.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +98%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +6.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 18 days
- 124 recovered episodes
- Longest recovery
- 262 days
- Trough to prior peak
- Current spell
- 209 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
27 May 2019 – 8 Feb 2021
Trough 22 May 2020 · recovered in 262 days
-50.6%
15 Jan 2013 – 9 May 2014
Trough 3 Sept 2013 · recovered in 248 days
-37.1%
27 Jan 2015 – 18 Aug 2016
Trough 25 Feb 2016 · recovered in 175 days
-30.7%
9 Aug 2018 – 20 May 2019
Trough 26 Oct 2018 · recovered in 206 days
-20.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
1
Consistency
49
Risk-adjusted
49
Drawdown
0
Mean
20
Portfolio
31 Aug 2026 · 39 holdings · top 10 are 60.1%.
- Top 5
- 44.9%
- Top 10
- 60.1%
- Largest holding
- 13.6%
- Effective holdings
- 17.5
ICICI Bank Ltd
Financial
13.6%
HDFC Bank Ltd
Financial
12.3%
Axis Bank Ltd
Financial
8.9%
State Bank of India
Financial
5.7%
Kotak Mahindra Bank Ltd
Financial
3.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 55% of rolling 1-year windows.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Banking & Financial Services Fund
DSP Mutual Fund
- 1Y
- +15.2%
- 3Y
- n/a
- Vol
- 16.7%
- Max DD
- -14.7%
- Sharpe
- 0.73
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- +4.7%
- 3Y
- +18.4%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 1.04
- 3Y win
- +83%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP Healthcare Fund
DSP Mutual Fund
- 1Y
- +14.1%
- 3Y
- +20.8%
- Vol
- 14.4%
- Max DD
- -21.7%
- Sharpe
- 1.19
- 3Y win
- +59%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Groww Banking & Financial Services Fund
Groww Mutual Fund
- 1Y
- +12.6%
- 3Y
- n/a
- Vol
- 16.0%
- Max DD
- -16.4%
- Sharpe
- 0.50
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Invesco India Financial Services Fund
Invesco Mutual Fund
- 1Y
- +9.1%
- 3Y
- +17.6%
- Vol
- 20.3%
- Max DD
- -42.4%
- Sharpe
- 0.57
- 3Y win
- +57%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns