ReviewPlan n/a · Option n/aPrefer peers first
Nippon India India Opportunities Fund - Series A
- NAV
- 16.597
- 31 Jan 2022
- 1Y
- +42.3%
- Trailing CAGR
- AUM
- ₹790.87 Cr
- 31 Aug 2026
- Volatility
- High
- 22.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 31 Jan 2022
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Watch if · AUM fell by 30% or more versus the prior observation.
Prefer peers if · Prefer Kotak India Fund Series 4 if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.1 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -43.1%. Ask whether you can hold through a similar fall.
Vs category
Pass
80% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 72.1% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+42.3%
- 3Y+17.7%
- 5Yn/a
- 10Yn/a
- SI+16.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+26.8%
- 3Y+28.0%
- 5Yn/a
- 10Yn/a
- Since inception
- +16.5%
- Calendar-day CAGR
- Excess 1Y
- +34.4%
- Category median, same plan and option
- 3Y win rate
- +80%
- Windows beating the median
- 3Y percentile
- 62
- Vs comparable share classes
- SIP 3Y XIRR
- +28.0%
- Simulated monthly SIP
- Worst rolling 3Y
- +14.4%
- 82 daily-ending windows
- Median rolling 3Y
- +17.7%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -43.1%
- Worst peak-to-trough
- Current
- -4.2%
- Below last peak
- Current spell
- 105 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 16 days
- 32 recovered episodes
- Longest recovery
- 286 days
- Trough to prior peak
4 Jul 2019 – 4 Jan 2021
Trough 24 Mar 2020 · recovered in 286 days
-43.1%
9 Jan 2019 – 11 Mar 2019
Trough 18 Feb 2019 · recovered in 21 days
-9.8%
18 Oct 2021 – open
Trough 20 Dec 2021 · not recovered
-9.4%
3 Mar 2021 – 18 May 2021
Trough 12 Apr 2021 · recovered in 36 days
-9.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
62
Vs category
100
Consistency
65
Risk-adjusted
52
Drawdown
0
Mean
56
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 80% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
31 Aug 2026 · 22 holdings · top 10 are 72.1%.
- Top 5
- 48.5%
- Top 10
- 72.1%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Equity
79.8%
Cash
20.1%
Debt
0.1%
Sectors
Others
100.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak India Fund Series 4
Kotak Mahindra Mutual Fund
- 1Y
- +50.3%
- 3Y
- +25.4%
- Vol
- 17.0%
- Max DD
- -29.1%
- Sharpe
- 0.87
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Reliance Capital Builder Fund II - Series B
Nippon India Mutual Fund
- 1Y
- +2.6%
- 3Y
- +18.1%
- Vol
- 19.2%
- Max DD
- -33.5%
- Sharpe
- 0.18
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Reliance Capital Builder Fund- Series A
Nippon India Mutual Fund
- 1Y
- +31.3%
- 3Y
- n/a
- Vol
- 18.4%
- Max DD
- -23.0%
- Sharpe
- 0.81
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Fund - Series 6
ICICI Prudential Mutual Fund
- 1Y
- -12.2%
- 3Y
- +1.9%
- Vol
- 14.7%
- Max DD
- -20.1%
- Sharpe
- -0.15
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 11
ICICI Prudential Mutual Fund
- 1Y
- +16.2%
- 3Y
- +9.4%
- Vol
- 13.9%
- Max DD
- -15.5%
- Sharpe
- 0.30
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns