MonitorDirect · GrowthWatch before adding
Nippon India Value Fund
Nippon India Mutual FundEquity Scheme - Value Fund13.8 years
The scheme seeks capital appreciation and/or to generate consistent returns by actively investing in equity/ equity related securities predominantly into value stocks.
- NAV
- 228.1481
- 29 Oct 2026
- 1Y
- -11.5%
- Trailing CAGR
- Upside capture
- +107%
- Vs NIFTY 500 TRI
- Downside capture
- +101%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 80% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Quant Value Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.26% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -38.6%. Ask whether you can hold through a similar fall.
Vs category
Pass
80% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Amber Singhania · 0.6 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 39%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-11.5%
- 3Y+12.1%
- 5Y+11.6%
- 10Y+14.3%
- SI+14.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.4%
- 3Y-0.6%
- 5Y+9.6%
- 10Y+14.6%
- Since inception
- +14.6%
- Calendar-day CAGR
- Excess 1Y
- -4.9%
- Category median, same plan and option
- 3Y win rate
- +80%
- Windows beating the median
- 3Y percentile
- 69
- Vs comparable share classes
- SIP 3Y XIRR
- -0.6%
- Simulated monthly SIP
- Worst rolling 3Y
- -6.5%
- 2653 daily-ending windows
- Median rolling 3Y
- +18.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2160 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -3.9%
- Fund minus TRI
- 3Y excess
- +1.7%
- Fund minus TRI
- Upside capture
- +107%
- Benchmark-up months
- Downside capture
- +101%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -38.6%
- Worst peak-to-trough
- Current
- -12.2%
- Below last peak
- Current spell
- 763 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 126 recovered episodes
- Longest recovery
- 233 days
- Trough to prior peak
23 Jan 2018 – 11 Nov 2020
Trough 23 Mar 2020 · recovered in 233 days
-38.6%
6 Aug 2015 – 8 Aug 2016
Trough 29 Feb 2016 · recovered in 161 days
-24.8%
3 Jan 2013 – 28 Mar 2014
Trough 28 Aug 2013 · recovered in 212 days
-24.8%
18 Oct 2021 – 15 Nov 2022
Trough 20 Jun 2022 · recovered in 148 days
-18.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
69
Vs category
19
Consistency
72
Risk-adjusted
54
Drawdown
4
Mean
44
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 80% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
31 Aug 2026 · 92 holdings · top 10 are 35.8%.
- Top 5
- 22.1%
- Top 10
- 35.8%
- Largest holding
- 6.9%
- Effective holdings
- 45.0
HDFC Bank Ltd
Financial
6.9%
State Bank of India
Financial
4.5%
Axis Bank Ltd
Financial
3.8%
ICICI Bank Ltd
Financial
3.5%
NTPC Ltd
Energy & Utilities
3.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Quant Value Fund
quant Mutual Fund
- 1Y
- +4.6%
- 3Y
- +19.7%
- Vol
- 19.5%
- Max DD
- -24.0%
- Sharpe
- 0.65
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
LIC MF Value Fund
LIC Mutual Fund
- 1Y
- +11.5%
- 3Y
- +16.6%
- Vol
- 16.9%
- Max DD
- -25.2%
- Sharpe
- 0.59
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
DSP Value Fund
DSP Mutual Fund
- 1Y
- +0.3%
- 3Y
- +16.3%
- Vol
- 10.7%
- Max DD
- -16.5%
- Sharpe
- 0.98
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
HDFC Value Fund
HDFC Mutual Fund
- 1Y
- -1.3%
- 3Y
- +15.4%
- Vol
- 15.8%
- Max DD
- -43.9%
- Sharpe
- 0.64
- 3Y win
- +47%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
ICICI Prudential Value Fund (erstwhile Value Discovery Fund)
ICICI Prudential Mutual Fund
- 1Y
- -10.4%
- 3Y
- +11.6%
- Vol
- 14.2%
- Max DD
- -36.7%
- Sharpe
- 0.76
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns