MonitorDirect · GrowthWatch before adding
PGIM India Large Cap Fund
PGIM India Mutual FundEquity Scheme - Large Cap Fund10.7 years
The Scheme seeks to generate long term capital growth from a diversified portfolio of equity and equity related securities of predominantly large cap companies.
- NAV
- 386.29
- 30 Oct 2026
- 1Y
- -7.6%
- Trailing CAGR
- AUM
- ₹502.43 Cr
- 30 Sept 2026
- Volatility
- Medium
- 15.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return sits below the 25th percentile of comparable share classes.
Fits if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer BARODA BNP PARIBAS LARGE CAP FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
10.7 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.09% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -37.4%. Ask whether you can hold through a similar fall.
Vs category
Fail
30% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Akhil Dhar · 0.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 45.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 37%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-7.6%
- 3Y+8.0%
- 5Y+6.7%
- 10Y+10.7%
- SI+11.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.6%
- 3Y+1.1%
- 5Y+6.2%
- 10Y+9.9%
- Since inception
- +11.6%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- +30%
- Windows beating the median
- 3Y percentile
- 10
- Vs comparable share classes
- SIP 3Y XIRR
- +1.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -5.6%
- 1885 daily-ending windows
- Median rolling 3Y
- +13.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1392 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -37.4%
- Worst peak-to-trough
- Current
- -8.4%
- Below last peak
- Current spell
- 333 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 136 recovered episodes
- Longest recovery
- 340 days
- Trough to prior peak
17 Jan 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-37.4%
18 Oct 2021 – 26 May 2023
Trough 20 Jun 2022 · recovered in 340 days
-19.9%
26 Sept 2024 – 28 Nov 2025
Trough 28 Feb 2025 · recovered in 273 days
-17.0%
1 Dec 2025 – open
Trough 31 Mar 2026 · not recovered
-15.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
10
Vs category
47
Consistency
37
Risk-adjusted
46
Drawdown
7
Mean
29
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 57 holdings · top 10 are 45.6%.
- Top 5
- 29.8%
- Top 10
- 45.6%
- Largest holding
- 8.5%
- Effective holdings
- 30.7
HDFC Bank Ltd
Financial
8.5%
ICICI Bank Ltd
Financial
8.1%
Bharti Airtel Ltd
Technology
5.0%
State Bank of India
Financial
4.1%
Reliance Industries Ltd
Energy & Utilities
4.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
DECISION
Status moved from MONITOR to REVIEW.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
DECISION
Status moved from MONITOR to REVIEW.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Edelweiss Large Cap Fund
Edelweiss Mutual Fund
- 1Y
- -5.8%
- 3Y
- +10.4%
- Vol
- 15.1%
- Max DD
- -35.1%
- Sharpe
- 0.55
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund)
ICICI Prudential Mutual Fund
- 1Y
- -9.7%
- 3Y
- +10.3%
- Vol
- 15.2%
- Max DD
- -37.3%
- Sharpe
- 0.57
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ITI Large Cap Fund
ITI Mutual Fund
- 1Y
- -6.5%
- 3Y
- +9.9%
- Vol
- 14.8%
- Max DD
- -20.8%
- Sharpe
- 0.40
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI Large Cap Fund
SBI Mutual Fund
- 1Y
- -5.2%
- 3Y
- +9.4%
- Vol
- 15.2%
- Max DD
- -37.1%
- Sharpe
- 0.55
- 3Y win
- +61%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns