MonitorDirect · Growth
PGIM India Liquid Fund
- NAV
- 370.9269
- 15 Sept 2026
- 1Y
- +6.5%
- Trailing CAGR
- AUM
- ₹1,030.92 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.5%
- 3Y+7.0%
- 5Y+6.4%
- 10Y+6.2%
- SI+6.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.7%
- 3Y+6.8%
- 5Y+6.8%
- 10Y+6.2%
- Since inception
- +6.3%
- Calendar-day CAGR
- Excess 1Y
- +0.0%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 74
- Vs comparable share classes
- Worst rolling 3Y
- +4.1%
- 2745 daily-ending windows
- Median rolling 3Y
- +6.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2015 daily-ending windows
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 1 days
- 12 recovered episodes
- Longest recovery
- 3 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +1%
- NAV observations
17 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.1%
3 May 2022 – 8 May 2022
Trough 5 May 2022 · recovered in 3 days
-0.0%
26 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
22 Mar 2026 – 24 Mar 2026
Trough 23 Mar 2026 · recovered in 1 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
74
Vs category
50
Consistency
98
Risk-adjusted
0
Drawdown
100
Mean
64
Portfolio
31 Aug 2026 · 35 holdings · top 10 are 50.8%.
- Top 5
- 27.6%
- Top 10
- 50.8%
- Largest holding
- 6.3%
- Effective holdings
- 25.7
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100
Financial
6.3%
Net Receivables
Unspecified
5.9%
BAJAJ HOUSING FINANCE LIMITED 7.98 NCD 09SP26 FVRS1LAC
Financial
5.3%
GOVERNMENT OF INDIA 37705 091 DAYS TBILL 29OT26 FV RS 100
Financial
5.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 13NOV26
Financial
4.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
BANDHAN LIQUID Fund - Unclaimed More than 3 years
Bandhan Mutual Fund
- 1Y
- 0.0%
- 3Y
- 0.0%
- Vol
- 0.0%
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Parag Parikh Liquid Fund
PPFAS Mutual Fund
- 1Y
- +6.4%
- 3Y
- +6.7%
- Vol
- 0.1%
- Max DD
- -0.0%
- Sharpe
- -8.38
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
TRUSTMF Liquid Fund
Trust Mutual Fund
- 1Y
- +6.5%
- 3Y
- +6.9%
- Vol
- 0.1%
- Max DD
- -0.0%
- Sharpe
- -5.65
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
UNIFI LIQUID FUND
Unifi Mutual Fund
- 1Y
- +5.9%
- 3Y
- n/a
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -9.88
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Aditya Birla Sun Life Liquid Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.11
- 3Y win
- +100%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown