HealthyDirect · Growth
SBI DYNAMIC TERM FUND
SBI Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 41.4941
- 15 Sept 2026
- 1Y
- +5.7%
- Trailing CAGR
- AUM
- ₹3,552.63 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.7%
- 3Y+7.5%
- 5Y+6.8%
- 10Y+7.6%
- SI+8.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.0%
- 3Y+6.7%
- 5Y+7.2%
- 10Y+7.3%
- Since inception
- +8.1%
- Calendar-day CAGR
- Excess 1Y
- +0.6%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 65
- Vs comparable share classes
- Worst rolling 3Y
- +4.7%
- 2597 daily-ending windows
- Median rolling 3Y
- +8.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2114 daily-ending windows
- SIP 3Y XIRR
- +6.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 283 recovered episodes
- Longest recovery
- 289 days
- Trough to prior peak
- Current spell
- 1 days
- Days below latest peak
- Time below peak
- +73%
- NAV observations
27 May 2013 – 4 Jun 2014
Trough 19 Aug 2013 · recovered in 289 days
-8.9%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-3.2%
7 Sept 2017 – 5 Apr 2018
Trough 1 Feb 2018 · recovered in 63 days
-2.5%
5 Aug 2020 – 2 Sept 2020
Trough 26 Aug 2020 · recovered in 7 days
-2.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
65
Vs category
54
Consistency
73
Risk-adjusted
67
Drawdown
78
Mean
67
Portfolio
31 Aug 2026 · 20 holdings · top 10 are 95.9%.
- Top 5
- 75.2%
- Top 10
- 95.9%
- Largest holding
- 38.3%
- Effective holdings
- 4.9
Repo
Unspecified
38.3%
Cash Margin
Unspecified
16.9%
7.28% State Government of Andhra Pradesh 2032
Financial
7.0%
Axis Bank Limited (26/02/2027) **
Financial
6.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 27A 7.16 BD 14DC29 FVRS1LAC
Financial
6.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Dynamic Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.6%
- Vol
- 2.5%
- Max DD
- -3.6%
- Sharpe
- 1.62
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Dynamic Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.8%
- Vol
- 2.4%
- Max DD
- -3.2%
- Sharpe
- 1.38
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
360 ONE Dynamic Term Fund
360 ONE Mutual Fund
- 1Y
- +5.7%
- 3Y
- +8.0%
- Vol
- 2.7%
- Max DD
- -8.0%
- Sharpe
- 0.80
- 3Y win
- +42%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Mahindra Manulife Dynamic Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.5%
- Vol
- 1.8%
- Max DD
- -2.3%
- Sharpe
- 0.59
- 3Y win
- +22%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Dynamic Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.6%
- Vol
- 3.4%
- Max DD
- -7.5%
- Sharpe
- 0.71
- 3Y win
- +51%
- Shallower drawdown
- Higher trailing returns
Caveat: Higher volatility