MonitorDirect · Growth
SBI ELSS Tax Saver Fund
SBI Mutual FundEquity Scheme - ELSS13.7 years
The scheme seeks capital appreciation through investments in equities, cumulative convertible preference shares and fully convertible debentures and bonds. The scheme was converted into an open-ended plan in November 1999.
- NAV
- 452.4884
- 15 Sept 2026
- 1Y
- -2.6%
- Trailing CAGR
- AUM
- ₹32,300.09 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.6%
- 3Y+13.4%
- 5Y+14.9%
- 10Y+13.9%
- SI+15.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.7%
- 3Y+4.2%
- 5Y+13.2%
- 10Y+15.7%
- Since inception
- +15.0%
- Calendar-day CAGR
- Excess 1Y
- -2.8%
- Category median, same plan and option
- 3Y win rate
- +48%
- Windows beating the median
- 3Y percentile
- 76
- Vs comparable share classes
- Worst rolling 3Y
- -8.2%
- 2645 daily-ending windows
- Median rolling 3Y
- +17.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2152 daily-ending windows
- SIP 3Y XIRR
- +4.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 152 recovered episodes
- Longest recovery
- 270 days
- Trough to prior peak
- Current spell
- 252 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
23 Jan 2018 – 17 Nov 2020
Trough 23 Mar 2020 · recovered in 239 days
-38.2%
7 Aug 2015 – 28 Jul 2016
Trough 12 Feb 2016 · recovered in 167 days
-20.1%
12 Nov 2021 – 12 Sept 2022
Trough 20 Jun 2022 · recovered in 84 days
-16.7%
27 Sept 2024 – 2 Jan 2026
Trough 7 Apr 2025 · recovered in 270 days
-15.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
77
Vs category
32
Consistency
48
Risk-adjusted
58
Drawdown
5
Mean
44
Portfolio
31 Aug 2026 · 89 holdings · top 10 are 43.4%.
- Top 5
- 29.7%
- Top 10
- 43.4%
- Largest holding
- 7.8%
- Effective holdings
- 37.8
ICICI Bank Ltd
Financial
7.8%
Kotak Mahindra Bank Ltd
Financial
6.7%
HDFC Bank Ltd
Financial
6.3%
Reliance Industries Ltd
Energy & Utilities
3.9%
Adani Enterprises Ltd
Materials
3.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.1%
- Vol
- 13.9%
- Max DD
- -17.3%
- Sharpe
- 0.66
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life ELSS Tax Saver Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.2%
- 3Y
- +10.6%
- Vol
- 14.6%
- Max DD
- -35.1%
- Sharpe
- 0.60
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Motilal Oswal ELSS Tax Saver Fund
Motilal Oswal Mutual Fund
- 1Y
- +8.8%
- 3Y
- +21.0%
- Vol
- 17.6%
- Max DD
- -37.7%
- Sharpe
- 0.72
- 3Y win
- +65%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Parag Parikh ELSS Tax Saver Fund
PPFAS Mutual Fund
- 1Y
- -10.8%
- 3Y
- +7.9%
- Vol
- 13.6%
- Max DD
- -29.5%
- Sharpe
- 0.87
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
PGIM India ELSS Tax Saver Fund
PGIM India Mutual Fund
- 1Y
- -2.4%
- 3Y
- +8.0%
- Vol
- 15.1%
- Max DD
- -36.7%
- Sharpe
- 0.59
- 3Y win
- +56%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns