MonitorDirect · GrowthWatch before adding
SBI GOLD FUND
SBI Mutual FundOther Scheme - FoF Domestic13.8 years
The Scheme seeks to provide returns that closely correspond to returns provided by SBI Gold Exchange Traded Scheme (SBI GETS).
- NAV
- 42.9511
- 29 Oct 2026
- 1Y
- +16.8%
- Trailing CAGR
- AUM
- ₹17,422.54 Cr
- 30 Sept 2026
- Volatility
- Medium
- 15.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Kotak Multi Asset Omni FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.25% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -25.0%. Ask whether you can hold through a similar fall.
Vs category
Watch
54% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Viral Chhadva · 0.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+16.8%
- 3Y+31.1%
- 5Y+23.0%
- 10Y+15.7%
- SI+10.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-5.1%
- 3Y+29.5%
- 5Y+26.9%
- 10Y+19.8%
- Since inception
- +10.5%
- Calendar-day CAGR
- Excess 1Y
- +13.1%
- Category median, same plan and option
- 3Y win rate
- +54%
- Windows beating the median
- 3Y percentile
- 77
- Vs comparable share classes
- SIP 3Y XIRR
- +29.5%
- Simulated monthly SIP
- Worst rolling 3Y
- -8.0%
- 2617 daily-ending windows
- Median rolling 3Y
- +10.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +92%
- 2134 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -25.0%
- Worst peak-to-trough
- Current
- -20.6%
- Below last peak
- Current spell
- 273 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 40 days
- 69 recovered episodes
- Longest recovery
- 1287 days
- Trough to prior peak
28 Aug 2013 – 11 Jul 2019
Trough 1 Jan 2016 · recovered in 1287 days
-25.0%
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-24.7%
7 Aug 2020 – 24 Jan 2023
Trough 31 Mar 2021 · recovered in 664 days
-21.5%
3 Jan 2013 – 27 Aug 2013
Trough 28 Jun 2013 · recovered in 60 days
-18.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
77
Vs category
100
Consistency
53
Risk-adjusted
44
Drawdown
38
Mean
62
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Three-year return is above the category median.
Portfolio
30 Sept 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 100.2%
- Effective holdings
- 1.0
SBI ETF Gold
Unspecified
100.2%
Repo
Unspecified
0.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak Multi Asset Omni FOF
Kotak Mahindra Mutual Fund
- 1Y
- -2.1%
- 3Y
- +13.7%
- Vol
- 10.3%
- Max DD
- -22.8%
- Sharpe
- 0.85
- 3Y win
- +98%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Bandhan Aggressive Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.7%
- 3Y
- +11.4%
- Vol
- 10.3%
- Max DD
- -29.0%
- Sharpe
- 0.46
- 3Y win
- +56%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
HDFC Silver ETF Fund of Fund
HDFC Mutual Fund
- 1Y
- +26.5%
- 3Y
- +36.3%
- Vol
- 37.4%
- Max DD
- -49.5%
- Sharpe
- 0.81
- 3Y win
- +100%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF
ICICI Prudential Mutual Fund
- 1Y
- -7.8%
- 3Y
- +8.9%
- Vol
- 13.1%
- Max DD
- -25.1%
- Sharpe
- 0.14
- 3Y win
- +60%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
ICICI Prudential Silver ETF FOF
ICICI Prudential Mutual Fund
- 1Y
- +27.6%
- 3Y
- +36.3%
- Vol
- 33.3%
- Max DD
- -49.0%
- Sharpe
- 0.69
- 3Y win
- +86%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown