MonitorDirect · Growth
SBI LIQUID FUND
SBI Mutual FundDebt Scheme - Liquid Fund13.7 years
The scheme seeks to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
- NAV
- 4,443.1022
- 15 Sept 2026
- 1Y
- +6.5%
- Trailing CAGR
- AUM
- ₹92,191.69 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.5%
- 3Y+6.9%
- 5Y+6.3%
- 10Y+6.1%
- SI+6.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.7%
- 3Y+6.7%
- 5Y+6.7%
- 10Y+6.1%
- Since inception
- +6.8%
- Calendar-day CAGR
- Excess 1Y
- -0.0%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 26
- Vs comparable share classes
- Worst rolling 3Y
- +4.1%
- 3907 daily-ending windows
- Median rolling 3Y
- +6.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3177 daily-ending windows
- SIP 3Y XIRR
- +6.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 2 days
- 13 recovered episodes
- Longest recovery
- 6 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +1%
- NAV observations
15 Jul 2013 – 22 Jul 2013
Trough 16 Jul 2013 · recovered in 6 days
-0.2%
17 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.1%
23 Jul 2013 – 27 Jul 2013
Trough 24 Jul 2013 · recovered in 3 days
-0.1%
3 May 2022 – 9 May 2022
Trough 5 May 2022 · recovered in 4 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
26
Vs category
50
Consistency
2
Risk-adjusted
0
Drawdown
100
Mean
36
Portfolio
31 Aug 2026 · 155 holdings · top 10 are 29.2%.
- Top 5
- 19.0%
- Top 10
- 29.2%
- Largest holding
- 7.0%
- Effective holdings
- 60.7
GOVERNMENT OF INDIA 37490 091 DAYS TBILL 10SP26 FV RS 100
Financial
7.0%
Repo
Unspecified
3.9%
HDFC BANK LIMITED CD 11NOV26
Financial
2.7%
PUNJAB NATIONAL BANK CD 13NOV26
Financial
2.7%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 06NOV26
Financial
2.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 14 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Edelweiss Liquid Fund
Edelweiss Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- n/a
- Max DD
- -0.2%
- Sharpe
- n/a
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Liquid Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -1.61
- 3Y win
- +84%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential Liquid Fund
ICICI Prudential Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.43
- 3Y win
- +4%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
LIC MF Liquid Fund
LIC Mutual Fund
- 1Y
- +6.5%
- 3Y
- +6.9%
- Vol
- n/a
- Max DD
- -0.2%
- Sharpe
- n/a
- 3Y win
- +64%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
PGIM India Liquid Fund
PGIM India Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.0%
- Vol
- 0.1%
- Max DD
- -0.1%
- Sharpe
- -6.19
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility