HealthyDirect · Growth
SBI MEDIUM TO LONG TERM FUND
SBI Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund13.7 years
- NAV
- 80.1285
- 15 Sept 2026
- 1Y
- +4.7%
- Trailing CAGR
- AUM
- ₹2,046.06 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.7%
- 3Y+6.8%
- 5Y+6.1%
- 10Y+7.6%
- SI+7.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.5%
- 3Y+6.0%
- 5Y+6.5%
- 10Y+7.1%
- Since inception
- +7.9%
- Calendar-day CAGR
- Excess 1Y
- +0.0%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 64
- Vs comparable share classes
- Worst rolling 3Y
- +5.1%
- 2598 daily-ending windows
- Median rolling 3Y
- +8.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2115 daily-ending windows
- SIP 3Y XIRR
- +6.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 304 recovered episodes
- Longest recovery
- 289 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +69%
- NAV observations
27 May 2013 – 4 Jun 2014
Trough 19 Aug 2013 · recovered in 289 days
-8.5%
9 Mar 2020 – 21 Apr 2020
Trough 19 Mar 2020 · recovered in 33 days
-3.3%
5 Apr 2018 – 24 Jul 2018
Trough 7 Jun 2018 · recovered in 47 days
-1.9%
30 Mar 2022 – 28 Jul 2022
Trough 9 May 2022 · recovered in 80 days
-1.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
64
Vs category
50
Consistency
78
Risk-adjusted
69
Drawdown
79
Mean
68
Portfolio
31 Aug 2026 · 32 holdings · top 10 are 59.6%.
- Top 5
- 40.6%
- Top 10
- 59.6%
- Largest holding
- 11.8%
- Effective holdings
- 19.0
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
11.8%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100
Entities
9.4%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
8.6%
Repo
Unspecified
6.0%
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC
Financial
4.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Medium to Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +4.9%
- 3Y
- n/a
- Vol
- 1.9%
- Max DD
- -1.7%
- Sharpe
- 0.53
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
LIC MF Medium to Long Term Fund
LIC Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.4%
- Vol
- 2.7%
- Max DD
- -6.2%
- Sharpe
- 0.70
- 3Y win
- +21%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Medium to Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.0%
- Vol
- 3.1%
- Max DD
- -10.2%
- Sharpe
- 0.85
- 3Y win
- +89%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Canara Robeco Medium To Long Term Fund
Canara Robeco Mutual Fund
- 1Y
- +3.6%
- 3Y
- +6.2%
- Vol
- 2.9%
- Max DD
- -5.5%
- Sharpe
- 0.76
- 3Y win
- +38%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Bandhan Medium to Long Term Fund
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +6.5%
- Vol
- 3.6%
- Max DD
- -6.9%
- Sharpe
- 0.66
- 3Y win
- +55%
- Shallower drawdown
Caveat: Higher volatility · Lower trailing returns