MonitorDirect · Growth
Shriram ELSS Tax Saver Fund
Shriram Mutual FundEquity Scheme - ELSS7.6 years
The Scheme seeks to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.
- NAV
- 22.9029
- 15 Sept 2026
- 1Y
- -2.7%
- Trailing CAGR
- Upside capture
- +87%
- Vs NIFTY 500 TRI
- Downside capture
- +90%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.7%
- 3Y+6.5%
- 5Y+6.6%
- 10Yn/a
- SI+11.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-5.1%
- 3Y-0.7%
- 5Y+5.5%
- 10Yn/a
- Since inception
- +11.5%
- Calendar-day CAGR
- Excess 1Y
- -2.9%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 12
- Vs comparable share classes
- Worst rolling 3Y
- +6.5%
- 1139 daily-ending windows
- Median rolling 3Y
- +15.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 647 daily-ending windows
- SIP 3Y XIRR
- -0.7%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- -0.4%
- Fund minus TRI
- 3Y excess
- -2.9%
- Fund minus TRI
- Upside capture
- +87%
- Benchmark-up months
- Downside capture
- +90%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 75 recovered episodes
- Longest recovery
- 163 days
- Trough to prior peak
- Current spell
- 700 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
12 Feb 2020 – 26 Aug 2020
Trough 23 Mar 2020 · recovered in 156 days
-29.8%
15 Oct 2024 – open
Trough 28 Feb 2025 · not recovered
-23.5%
18 Oct 2021 – 30 Nov 2022
Trough 20 Jun 2022 · recovered in 163 days
-17.5%
1 Dec 2022 – 16 Jun 2023
Trough 28 Mar 2023 · recovered in 80 days
-10.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
12
Vs category
32
Consistency
17
Risk-adjusted
47
Drawdown
26
Mean
27
Portfolio
31 Aug 2026 · 73 holdings · top 10 are 37.3%.
- Top 5
- 25.2%
- Top 10
- 37.3%
- Largest holding
- 7.0%
- Effective holdings
- 41.4
HDFC Bank Ltd
Financial
7.0%
ICICI Bank Ltd
Financial
5.2%
Reliance Industries Ltd
Energy & Utilities
4.9%
State Bank of India
Financial
4.2%
Axis Bank Ltd
Financial
4.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Parag Parikh ELSS Tax Saver Fund
PPFAS Mutual Fund
- 1Y
- -10.8%
- 3Y
- +7.9%
- Vol
- 13.6%
- Max DD
- -29.5%
- Sharpe
- 0.87
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.1%
- Vol
- 13.9%
- Max DD
- -17.3%
- Sharpe
- 0.66
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Kotak ELSS Tax Saver Fund
Kotak Mahindra Mutual Fund
- 1Y
- +1.6%
- 3Y
- +10.7%
- Vol
- 15.5%
- Max DD
- -36.4%
- Sharpe
- 0.66
- 3Y win
- +81%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Aditya Birla Sun Life ELSS Tax Saver Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.2%
- 3Y
- +10.6%
- Vol
- 14.6%
- Max DD
- -35.1%
- Sharpe
- 0.60
- 3Y win
- +49%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Franklin India ELSS Tax Saver Fund
Franklin Templeton Mutual Fund
- 1Y
- -3.6%
- 3Y
- +10.1%
- Vol
- 15.3%
- Max DD
- -39.0%
- Sharpe
- 0.65
- 3Y win
- +54%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER