ReviewDirect · GrowthPrefer peers first
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional
Sundaram Mutual FundIncome/Debt Oriented Schemes - Medium Term Fund13.8 years
- NAV
- 80.1932
- 29 Oct 2026
- 1Y
- +2.4%
- Trailing CAGR
- AUM
- ₹32.6 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer Axis Medium Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -8.0%. Ask whether you can hold through a similar fall.
Vs category
Fail
3% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 86.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.4%
- 3Y+5.8%
- 5Y+4.8%
- 10Y+5.6%
- SI+6.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.7%
- 3Y+4.4%
- 5Y+5.1%
- 10Y+5.2%
- Since inception
- +6.6%
- Calendar-day CAGR
- Excess 1Y
- -2.7%
- Category median, same plan and option
- 3Y win rate
- +3%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- +4.4%
- Simulated monthly SIP
- Worst rolling 3Y
- +3.1%
- 2619 daily-ending windows
- Median rolling 3Y
- +6.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2136 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -8.0%
- Worst peak-to-trough
- Current
- -1.1%
- Below last peak
- Current spell
- 76 days
- Days below latest peak
- Time below peak
- +69%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 299 recovered episodes
- Longest recovery
- 245 days
- Trough to prior peak
27 May 2013 – 21 Apr 2014
Trough 19 Aug 2013 · recovered in 245 days
-8.0%
4 Mar 2020 – 11 Jun 2020
Trough 23 Mar 2020 · recovered in 80 days
-5.2%
24 Nov 2016 – 15 May 2017
Trough 28 Dec 2016 · recovered in 138 days
-2.7%
20 Oct 2015 – 15 Mar 2016
Trough 25 Feb 2016 · recovered in 19 days
-2.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
33
Consistency
9
Risk-adjusted
38
Drawdown
80
Mean
32
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
31 Aug 2026 · 17 holdings · top 10 are 86.6%.
- Top 5
- 63.9%
- Top 10
- 86.6%
- Largest holding
- 28.3%
- Effective holdings
- 7.7
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
28.3%
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
12.2%
Repo
Unspecified
11.2%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 653 7.38 NCD 28MY27 FVRS1LAC
Financial
6.1%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC
Financial
6.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional
7 Jan 2025
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
27 Jun 2025
RENAME
Scheme renamed from Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional.
7 Jan 2025
RENAME
Scheme renamed from Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund).
27 Jun 2025
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional
7 Jan 2025
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
27 Jun 2025
RENAME
Scheme renamed from Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional.
7 Jan 2025
RENAME
Scheme renamed from Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund).
27 Jun 2025
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional
7 Jan 2025
RENAME
Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund) - Institutional renamed to Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)
27 Jun 2025
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Medium Term Fund
Axis Mutual Fund
- 1Y
- +5.3%
- 3Y
- +8.1%
- Vol
- 2.5%
- Max DD
- -7.3%
- Sharpe
- 1.03
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bandhan Medium Term Fund
Bandhan Mutual Fund
- 1Y
- +5.2%
- 3Y
- +7.5%
- Vol
- 2.0%
- Max DD
- -3.6%
- Sharpe
- 0.83
- 3Y win
- +29%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP Medium Term Fund
DSP Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.7%
- Vol
- 2.8%
- Max DD
- -5.4%
- Sharpe
- 0.36
- 3Y win
- +5%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Medium Term Fund
HDFC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.7%
- Vol
- 1.7%
- Max DD
- -3.5%
- Sharpe
- 1.22
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC Medium Term Fund
HSBC Mutual Fund
- 1Y
- +4.3%
- 3Y
- +7.5%
- Vol
- 1.2%
- Max DD
- -1.0%
- Sharpe
- 1.25
- 3Y win
- +87%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns