MonitorPlan n/a · Option n/aWatch before adding
Taurus Liquid Fund
- NAV
- 1,013.9743
- 3 Nov 2020
- 1Y
- +1.3%
- Trailing CAGR
- AUM
- ₹11,000
- 31 Dec 2020
- Volatility
- n/a
- History still thin
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 3 Nov 2020
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Prefer peers if · Prefer Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
20.2 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -7.2%. Ask whether you can hold through a similar fall.
Vs category
Fail
8% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.3%
- 3Y+0.9%
- 5Y+0.3%
- 10Y+0.1%
- SI+38.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.4%
- 3Y+0.9%
- 5Y+0.8%
- 10Y+0.3%
- Since inception
- +38.5%
- Calendar-day CAGR
- Excess 1Y
- -3.2%
- Category median, same plan and option
- 3Y win rate
- +8%
- Windows beating the median
- 3Y percentile
- 17
- Vs comparable share classes
- SIP 3Y XIRR
- +0.9%
- Simulated monthly SIP
- Worst rolling 3Y
- -2.5%
- 3595 daily-ending windows
- Median rolling 3Y
- +0.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +89%
- 2990 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -7.2%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +59%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 165 days
- 16 recovered episodes
- Longest recovery
- 931 days
- Trough to prior peak
30 Apr 2016 – 31 Mar 2019
Trough 22 Feb 2017 · recovered in 767 days
-7.2%
8 Jun 2007 – 21 Feb 2010
Trough 5 Aug 2007 · recovered in 931 days
-1.0%
6 Oct 2006 – 22 Dec 2006
Trough 6 Nov 2006 · recovered in 46 days
-0.4%
6 Apr 2007 – 8 Jun 2007
Trough 14 Apr 2007 · recovered in 55 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
30
Consistency
8
Risk-adjusted
n/a
Drawdown
82
Mean
34
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.2%
- Vol
- n/a
- Max DD
- -0.2%
- Sharpe
- n/a
- 3Y win
- +96%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life Liquid Fund-Institutional ()
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.2%
- 3Y
- +6.9%
- Vol
- n/a
- Max DD
- -0.2%
- Sharpe
- n/a
- 3Y win
- +82%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life Liquid Fund-Retail ()
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.2%
- 3Y
- +6.9%
- Vol
- n/a
- Max DD
- -0.2%
- Sharpe
- n/a
- 3Y win
- +33%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANDHAN LIQUID Fund
Bandhan Mutual Fund
- 1Y
- +6.4%
- 3Y
- +6.9%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -5.85
- 3Y win
- +19%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANDHAN LIQUID Fund - Unclaimed Less than 3 years
Bandhan Mutual Fund
- 1Y
- +6.4%
- 3Y
- +6.9%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -9.77
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns