MonitorDirect · GrowthWatch before adding
The Wealth Company Flexi Cap Fund
The Wealth Company Mutual FundEquity Scheme - Flexi Cap Fund1 years
The scheme seeks to provide long-term growth in capital and income to investors, through active management of investments in a diversified portfolio of equity and equity-related securities across the entire market capitalization spectrum and in debt and money market instruments.
- NAV
- 9.2522
- 27 Oct 2026
- 1Y
- -7.9%
- Trailing CAGR
- Upside capture
- +106%
- Vs NIFTY 500 TRI
- Downside capture
- +103%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Risk-adjusted return (Sharpe) is negative over the available daily history.
Prefer peers if · Prefer Capitalmind Flexi Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
1.0 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Watch
1.88% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -16.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Saloni Kapadia · 0.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 32.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 16%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-7.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-7.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -7.5%
- Calendar-day CAGR
- Excess 1Y
- -2.6%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 28 Oct 2026.
- 1Y excess
- +0.2%
- Fund minus TRI
- 3Y excess
- n/a
- Fund minus TRI
- Upside capture
- +106%
- Benchmark-up months
- Downside capture
- +103%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -16.1%
- Worst peak-to-trough
- Current
- -11.2%
- Below last peak
- Current spell
- 293 days
- Days below latest peak
- Time below peak
- +93%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 6 recovered episodes
- Longest recovery
- 12 days
- Trough to prior peak
7 Jan 2026 – open
Trough 31 Mar 2026 · not recovered
-16.1%
1 Dec 2025 – 22 Dec 2025
Trough 10 Dec 2025 · recovered in 12 days
-2.0%
17 Nov 2025 – 27 Nov 2025
Trough 24 Nov 2025 · recovered in 3 days
-1.8%
3 Nov 2025 – 12 Nov 2025
Trough 6 Nov 2025 · recovered in 6 days
-1.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
5
Vs category
34
Consistency
0
Risk-adjusted
0
Drawdown
60
Mean
20
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 50 holdings · top 10 are 32.4%.
- Top 5
- 19.9%
- Top 10
- 32.4%
- Largest holding
- 4.5%
- Effective holdings
- 41.8
Repo
Unspecified
4.5%
HDFC Bank Ltd
Financial
4.2%
Life Insurance Corporation of India
Financial
4.1%
Net Receivables
Unspecified
3.6%
ICICI Bank Ltd
Financial
3.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Capitalmind Flexi Cap Fund
Capitalmind Mutual Fund
- 1Y
- -2.4%
- 3Y
- n/a
- Vol
- 12.3%
- Max DD
- -10.1%
- Sharpe
- -0.40
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Sundaram Flexicap Fund
Sundaram Mutual Fund
- 1Y
- -10.6%
- 3Y
- +8.4%
- Vol
- 12.3%
- Max DD
- -15.7%
- Sharpe
- 0.29
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
UNIFI FLEXI CAP FUND
Unifi Mutual Fund
- 1Y
- +1.1%
- 3Y
- n/a
- Vol
- 12.9%
- Max DD
- -13.2%
- Sharpe
- -0.17
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- -0.8%
- 3Y
- +15.5%
- Vol
- 13.1%
- Max DD
- -17.5%
- Sharpe
- 0.68
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
BANDHAN Flexi Cap Fund
Bandhan Mutual Fund
- 1Y
- -6.2%
- 3Y
- +10.7%
- Vol
- 14.7%
- Max DD
- -36.9%
- Sharpe
- 0.53
- 3Y win
- +20%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown