ReviewDirect · Growth
Union Dynamic Term Fund
Union Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 24.7381
- 15 Sept 2026
- 1Y
- +1.1%
- Trailing CAGR
- AUM
- ₹62.6 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.1%
- 3Y+5.0%
- 5Y+4.1%
- 10Y+5.3%
- SI+6.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.8%
- 3Y+3.3%
- 5Y+4.4%
- 10Y+5.0%
- Since inception
- +6.2%
- Calendar-day CAGR
- Excess 1Y
- -4.1%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +2.7%
- 2589 daily-ending windows
- Median rolling 3Y
- +6.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +3.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 212 recovered episodes
- Longest recovery
- 277 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +80%
- NAV observations
27 May 2013 – 23 May 2014
Trough 19 Aug 2013 · recovered in 277 days
-6.8%
28 May 2025 – 25 Jun 2026
Trough 2 Apr 2026 · recovered in 84 days
-4.9%
24 Nov 2016 – 1 Sept 2017
Trough 10 Mar 2017 · recovered in 175 days
-4.3%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-3.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
24
Consistency
6
Risk-adjusted
41
Drawdown
83
Mean
31
Portfolio
31 Aug 2026 · 9 holdings · top 10 are 100.0%.
- Top 5
- 92.1%
- Top 10
- 100.0%
- Largest holding
- 46.4%
- Effective holdings
- 3.5
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
46.4%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
23.1%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC
Financial
8.1%
REC LIMITED SR 228-B 7.71 BD 30NV33 FVRS1LAC
Financial
8.0%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
Financial
8.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas Dynamic Term Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +3.2%
- 3Y
- +6.4%
- Vol
- 2.1%
- Max DD
- -2.5%
- Sharpe
- 0.55
- 3Y win
- +37%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Canara Robeco Dynamic Term Fund
Canara Robeco Mutual Fund
- 1Y
- +3.1%
- 3Y
- +5.6%
- Vol
- 3.3%
- Max DD
- -6.2%
- Sharpe
- 0.66
- 3Y win
- +11%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Groww Dynamic Term Fund
Groww Mutual Fund
- 1Y
- +3.4%
- 3Y
- +5.8%
- Vol
- 1.9%
- Max DD
- -2.3%
- Sharpe
- 0.45
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC Dynamic Term Fund
HSBC Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 2.1%
- Max DD
- -2.0%
- Sharpe
- 0.71
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ITI Dynamic Term Fund
ITI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.2%
- Vol
- 1.6%
- Max DD
- -1.8%
- Sharpe
- 0.44
- 3Y win
- +35%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns