MonitorDirect · Growth
Union Flexi Cap Fund
Union Mutual FundEquity Scheme - Flexi Cap Fund13.7 years
The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.
- NAV
- 57.65
- 15 Sept 2026
- 1Y
- +0.3%
- Trailing CAGR
- AUM
- ₹2,452.32 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.3%
- 3Y+10.1%
- 5Y+9.8%
- 10Y+13.1%
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.9%
- 3Y+5.4%
- 5Y+10.1%
- 10Y+13.9%
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- -2.0%
- Category median, same plan and option
- 3Y win rate
- +43%
- Windows beating the median
- 3Y percentile
- 33
- Vs comparable share classes
- Worst rolling 3Y
- -5.2%
- 2637 daily-ending windows
- Median rolling 3Y
- +13.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +5.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 153 recovered episodes
- Longest recovery
- 401 days
- Trough to prior peak
- Current spell
- 15 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
19 Feb 2020 – 16 Sept 2020
Trough 23 Mar 2020 · recovered in 177 days
-35.4%
3 Mar 2015 – 5 Apr 2017
Trough 29 Feb 2016 · recovered in 401 days
-25.8%
17 Jan 2022 – 31 May 2023
Trough 20 Jun 2022 · recovered in 345 days
-18.9%
24 Sept 2024 – 20 Oct 2025
Trough 28 Feb 2025 · recovered in 234 days
-17.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
33
Vs category
37
Consistency
45
Risk-adjusted
52
Drawdown
12
Mean
36
Portfolio
31 Aug 2026 · 75 holdings · top 10 are 32.1%.
- Top 5
- 20.7%
- Top 10
- 32.1%
- Largest holding
- 6.6%
- Effective holdings
- 48.8
ICICI Bank Ltd
Financial
6.6%
HDFC Bank Ltd
Financial
3.8%
Axis Bank Ltd
Financial
3.7%
State Bank of India
Financial
3.5%
Repo
Unspecified
3.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.9%
- 3Y
- +16.2%
- Vol
- 13.1%
- Max DD
- -17.5%
- Sharpe
- 0.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund
- 1Y
- -4.7%
- 3Y
- +11.9%
- Vol
- 11.9%
- Max DD
- -31.2%
- Sharpe
- 1.03
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Baroda BNP Paribas Flexi Cap Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.5%
- 3Y
- +11.1%
- Vol
- 14.0%
- Max DD
- -20.4%
- Sharpe
- 0.60
- 3Y win
- +96%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA FLEXI CAP FUND
Bank of India Mutual Fund
- 1Y
- +13.3%
- 3Y
- +18.7%
- Vol
- 16.6%
- Max DD
- -23.7%
- Sharpe
- 1.20
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Franklin India Flexi Cap Fund
Franklin Templeton Mutual Fund
- 1Y
- -2.5%
- 3Y
- +10.4%
- Vol
- 15.2%
- Max DD
- -37.7%
- Sharpe
- 0.68
- 3Y win
- +66%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown