HealthyDirect · Growth
Union Multi Asset Allocation Fund
Union Mutual FundHybrid Scheme - Multi Asset Allocation2 years
- NAV
- 12.24
- 15 Sept 2026
- 1Y
- +10.2%
- Trailing CAGR
- AUM
- ₹997.26 Cr
- 31 Aug 2026
- Volatility
- Medium
- 11.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+10.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+10.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +10.2%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 19 recovered episodes
- Longest recovery
- 48 days
- Trough to prior peak
- Current spell
- 229 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-12.4%
26 Sept 2024 – 17 Apr 2025
Trough 28 Feb 2025 · recovered in 48 days
-7.4%
17 Oct 2025 – 1 Dec 2025
Trough 6 Nov 2025 · recovered in 25 days
-2.4%
23 Jul 2025 – 3 Sept 2025
Trough 1 Aug 2025 · recovered in 33 days
-2.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
45
Vs category
47
Consistency
100
Risk-adjusted
49
Drawdown
69
Mean
62
Portfolio
31 Aug 2026 · 88 holdings · top 10 are 41.5%.
- Top 5
- 28.9%
- Top 10
- 41.5%
- Largest holding
- 11.8%
- Effective holdings
- 32.4
Union Gold ETF-Growth
Unspecified
11.8%
ICICI Prudential Silver ETF - Growth
Unspecified
5.2%
ICICI Bank Ltd
Financial
4.6%
HDFC Bank Ltd
Financial
4.1%
Repo
Unspecified
3.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 1-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
BANDHAN MULTI ASSET ALLOCATION FUND
Bandhan Mutual Fund
- 1Y
- +13.6%
- 3Y
- n/a
- Vol
- 9.2%
- Max DD
- -10.0%
- Sharpe
- 1.10
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Bank of India Multi Asset Allocation Fund
Bank of India Mutual Fund
- 1Y
- +12.7%
- 3Y
- n/a
- Vol
- 8.9%
- Max DD
- -9.4%
- Sharpe
- 0.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Baroda BNP Paribas Multi Asset Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +7.9%
- 3Y
- +14.1%
- Vol
- 10.0%
- Max DD
- -11.9%
- Sharpe
- 0.98
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
DSP Multi Asset Allocation Fund
DSP Mutual Fund
- 1Y
- +12.2%
- 3Y
- n/a
- Vol
- 8.8%
- Max DD
- -9.7%
- Sharpe
- 1.53
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Nippon India Multi Asset Allocation Fund
Nippon India Mutual Fund
- 1Y
- +11.0%
- 3Y
- +18.3%
- Vol
- 9.5%
- Max DD
- -10.8%
- Sharpe
- 1.26
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher trailing returns