HealthyDirect · Growth
UTI Dynamic Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 35.5551
- 15 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹401.14 Cr
- 31 Jul 2026
- Volatility
- Low
- 4.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Y+7.2%
- 5Y+9.5%
- 10Y+6.8%
- SI+7.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.7%
- 3Y+6.3%
- 5Y+7.2%
- 10Y+7.3%
- Since inception
- +7.9%
- Calendar-day CAGR
- Excess 1Y
- +0.2%
- Category median, same plan and option
- 3Y win rate
- +65%
- Windows beating the median
- 3Y percentile
- 55
- Vs comparable share classes
- Worst rolling 3Y
- +1.0%
- 2589 daily-ending windows
- Median rolling 3Y
- +8.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +6.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 279 recovered episodes
- Longest recovery
- 381 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +68%
- NAV observations
26 Dec 2018 – 25 Jun 2020
Trough 10 Jun 2019 · recovered in 381 days
-8.1%
28 May 2013 – 4 Oct 2013
Trough 19 Aug 2013 · recovered in 46 days
-2.7%
24 Nov 2016 – 8 May 2017
Trough 27 Dec 2016 · recovered in 132 days
-2.2%
5 Aug 2020 – 12 Oct 2020
Trough 24 Aug 2020 · recovered in 49 days
-1.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
55
Vs category
51
Consistency
61
Risk-adjusted
59
Drawdown
80
Mean
61
Portfolio
31 Jul 2026 · 24 holdings · top 10 are 61.1%.
- Top 5
- 30.9%
- Top 10
- 61.1%
- Largest holding
- 6.2%
- Effective holdings
- 19.3
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC
Technology
6.2%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
Industrials
6.2%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLDD2023 8.45 NCD 22JN27 FVRS1LAC
Financial
6.2%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC
Financial
6.2%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
6.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 65% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Dynamic Term Fund
Axis Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.4%
- Vol
- 3.3%
- Max DD
- -7.1%
- Sharpe
- 0.93
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Dynamic Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.6%
- Vol
- 2.5%
- Max DD
- -3.6%
- Sharpe
- 1.62
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Dynamic Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.8%
- Vol
- 2.4%
- Max DD
- -3.2%
- Sharpe
- 1.38
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
PGIM India Dynamic Term Fund
PGIM India Mutual Fund
- 1Y
- +3.9%
- 3Y
- +7.1%
- Vol
- 2.8%
- Max DD
- -4.1%
- Sharpe
- 0.98
- 3Y win
- +78%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI DYNAMIC TERM FUND
SBI Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.5%
- Vol
- 3.3%
- Max DD
- -8.9%
- Sharpe
- 0.85
- 3Y win
- +88%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown