ReviewDirect · Growth
UTI - Flexi Cap Fund.
UTI Mutual FundEquity Scheme - Flexi Cap Fund13.7 years
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
- NAV
- 341.8985
- 15 Sept 2026
- 1Y
- -2.2%
- Trailing CAGR
- Upside capture
- +91%
- Vs NIFTY 500 TRI
- Downside capture
- +88%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.2%
- 3Y+7.8%
- 5Y+5.0%
- 10Y+11.8%
- SI+13.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.2%
- 3Y+5.4%
- 5Y+7.2%
- 10Y+11.5%
- Since inception
- +13.2%
- Calendar-day CAGR
- Excess 1Y
- -5.3%
- Category median, same plan and option
- 3Y win rate
- +39%
- Windows beating the median
- 3Y percentile
- 8
- Vs comparable share classes
- Worst rolling 3Y
- -1.4%
- 2635 daily-ending windows
- Median rolling 3Y
- +13.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2142 daily-ending windows
- SIP 3Y XIRR
- +5.4%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- -2.1%
- Fund minus TRI
- 3Y excess
- -2.3%
- Fund minus TRI
- Upside capture
- +91%
- Benchmark-up months
- Downside capture
- +88%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 18 days
- 130 recovered episodes
- Longest recovery
- 546 days
- Trough to prior peak
- Current spell
- 717 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
12 Feb 2020 – 8 Oct 2020
Trough 23 Mar 2020 · recovered in 199 days
-33.9%
16 Nov 2021 – 15 Dec 2023
Trough 17 Jun 2022 · recovered in 546 days
-25.6%
24 Sept 2024 – open
Trough 23 Mar 2026 · not recovered
-20.1%
6 Aug 2015 – 12 Jul 2016
Trough 29 Feb 2016 · recovered in 134 days
-18.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
8
Vs category
17
Consistency
40
Risk-adjusted
54
Drawdown
15
Mean
27
Portfolio
31 Aug 2026 · 58 holdings · top 10 are 44.5%.
- Top 5
- 26.5%
- Top 10
- 44.5%
- Largest holding
- 6.4%
- Effective holdings
- 33.0
Zomato Ltd
Technology
6.4%
ICICI Bank Ltd
Financial
5.9%
Bajaj Finance Ltd
Financial
5.7%
HDFC Bank Ltd
Financial
4.3%
Titan Company Ltd
Consumer Discretionary
4.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.9%
- 3Y
- +16.2%
- Vol
- 13.1%
- Max DD
- -17.5%
- Sharpe
- 0.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund
- 1Y
- -4.7%
- 3Y
- +11.9%
- Vol
- 11.9%
- Max DD
- -31.2%
- Sharpe
- 1.03
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Baroda BNP Paribas Flexi Cap Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.5%
- 3Y
- +11.1%
- Vol
- 14.0%
- Max DD
- -20.4%
- Sharpe
- 0.60
- 3Y win
- +96%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Flexi Cap Fund
Nippon India Mutual Fund
- 1Y
- -2.6%
- 3Y
- +9.2%
- Vol
- 14.8%
- Max DD
- -19.8%
- Sharpe
- 0.46
- 3Y win
- +73%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA FLEXI CAP FUND
Bank of India Mutual Fund
- 1Y
- +13.3%
- 3Y
- +18.7%
- Vol
- 16.6%
- Max DD
- -23.7%
- Sharpe
- 1.20
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility