ReviewDirect · Growth
UTI - Liquid Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Liquid Fund13.7 years
- NAV
- 466.0722
- 15 Sept 2026
- 1Y
- -89.4%
- Trailing CAGR
- AUM
- ₹26,727.5 Cr
- 31 Aug 2026
- Volatility
- n/a
- History still thin
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-89.4%
- 3Y-50.3%
- 5Y-32.9%
- 10Y-15.7%
- SI-9.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-96.2%
- 3Y-85.0%
- 5Y-71.9%
- 10Y-47.1%
- Since inception
- -9.7%
- Calendar-day CAGR
- Excess 1Y
- -95.9%
- Category median, same plan and option
- 3Y win rate
- +62%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- -50.3%
- 3907 daily-ending windows
- Median rolling 3Y
- +6.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +97%
- 3177 daily-ending windows
- SIP 3Y XIRR
- -85.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 2 days
- 11 recovered episodes
- Longest recovery
- 12 days
- Trough to prior peak
- Current spell
- 88 days
- Days below latest peak
- Time below peak
- +2%
- NAV observations
19 Jun 2026 – open
Trough 20 Jun 2026 · not recovered
-90.0%
17 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.2%
15 Jul 2013 – 28 Jul 2013
Trough 16 Jul 2013 · recovered in 12 days
-0.2%
3 May 2022 – 8 May 2022
Trough 5 May 2022 · recovered in 3 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
0
Consistency
55
Risk-adjusted
n/a
Drawdown
0
Mean
14
Portfolio
31 Aug 2026 · 99 holdings · top 10 are 30.0%.
- Top 5
- 19.3%
- Top 10
- 30.0%
- Largest holding
- 14.6%
- Effective holdings
- 29.3
Net Current Assets
Unspecified
14.6%
GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100
Financial
4.2%
UCO BANK CD 04NOV26
Financial
3.4%
National Bank For Agriculture & Rural Development**
Financial
3.2%
Reliance Retail Ventures Ltd**
Diversified
2.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
14 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 62% of rolling 3-year windows.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
JioBlackRock Liquid Fund
Jio BlackRock Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 0.1%
- Max DD
- -0.0%
- Sharpe
- -6.66
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Axis Liquid Fund
Axis Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.1%
- Max DD
- -0.2%
- Sharpe
- -5.09
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BARODA BNP PARIBAS LIQUID FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.5%
- 3Y
- +6.9%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -1.48
- 3Y win
- +90%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BARODA BNP PARIBAS LIQUID FUND - Option
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.4%
- 3Y
- +6.8%
- Vol
- n/a
- Max DD
- -9.0%
- Sharpe
- n/a
- 3Y win
- +84%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP Liquid Fund
DSP Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.46
- 3Y win
- +62%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns