HealthyDirect · Growth
UTI - Overnight Fund
UTI Mutual FundDebt Scheme - Overnight Fund13.7 years
The scheme seeks to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day.
- NAV
- 3,773.6488
- 15 Sept 2026
- 1Y
- +5.3%
- Trailing CAGR
- AUM
- ₹5,647.53 Cr
- 31 Aug 2026
- Volatility
- n/a
- History still thin
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.3%
- 3Y+6.1%
- 5Y+5.7%
- 10Y+67.0%
- SI+48.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.2%
- 3Y+5.7%
- 5Y+5.9%
- 10Y+63.2%
- Since inception
- +48.7%
- Calendar-day CAGR
- Excess 1Y
- +0.0%
- Category median, same plan and option
- 3Y win rate
- +63%
- Windows beating the median
- 3Y percentile
- 59
- Vs comparable share classes
- Worst rolling 3Y
- +3.7%
- 3607 daily-ending windows
- Median rolling 3Y
- +6.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3124 daily-ending windows
- SIP 3Y XIRR
- +5.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 97 recovered episodes
- Longest recovery
- 41 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +7%
- NAV observations
7 Feb 2017 – 22 Mar 2017
Trough 9 Feb 2017 · recovered in 41 days
-0.8%
6 Dec 2016 – 9 Jan 2017
Trough 19 Dec 2016 · recovered in 21 days
-0.6%
11 Dec 2015 – 23 Dec 2015
Trough 15 Dec 2015 · recovered in 8 days
-0.4%
17 Jun 2013 – 18 Jul 2013
Trough 20 Jun 2013 · recovered in 28 days
-0.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
59
Vs category
50
Consistency
70
Risk-adjusted
n/a
Drawdown
98
Mean
69
Portfolio
31 Aug 2026 · 10 holdings · top 10 are 100.0%.
- Top 5
- 98.4%
- Top 10
- 100.0%
- Largest holding
- 84.4%
- Effective holdings
- 1.4
Net Current Assets
Unspecified
84.4%
CANARA BANK CD 01SEP26
Financial
8.8%
HDFC SECURITIES LIMITED 91D CP 01SEP26
Financial
2.7%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100
Financial
1.3%
GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100
Financial
1.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 63% of rolling 3-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Overnight Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.0%
- Max DD
- 0.0%
- Sharpe
- -34.25
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA OVERNIGHT FUND
Bank of India Mutual Fund
- 1Y
- +5.5%
- 3Y
- +6.2%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -25.14
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Overnight Fund
Kotak Mahindra Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -12.09
- 3Y win
- +68%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Overnight Fund
Nippon India Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -19.01
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
quant Overnight Fund
quant Mutual Fund
- 1Y
- +5.1%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- -0.0%
- Sharpe
- -1.90
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns