MonitorDirect · Growth
UTI Short Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Short Term Fund13.7 years
- NAV
- 36.0383
- 15 Sept 2026
- 1Y
- +5.5%
- Trailing CAGR
- AUM
- ₹2,039.08 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.5%
- 3Y+7.4%
- 5Y+7.5%
- 10Y+6.4%
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.6%
- 3Y+6.8%
- 5Y+7.1%
- 10Y+6.8%
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +59%
- Windows beating the median
- 3Y percentile
- 25
- Vs comparable share classes
- Worst rolling 3Y
- +2.6%
- 2587 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2103 daily-ending windows
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 308 recovered episodes
- Longest recovery
- 389 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +45%
- NAV observations
3 Jun 2019 – 3 Jul 2020
Trough 10 Jun 2019 · recovered in 389 days
-13.2%
19 Jun 2013 – 11 Sept 2013
Trough 19 Aug 2013 · recovered in 23 days
-1.8%
24 Nov 2016 – 11 Jan 2017
Trough 27 Dec 2016 · recovered in 15 days
-0.8%
2 May 2022 – 4 Jul 2022
Trough 6 May 2022 · recovered in 59 days
-0.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
25
Vs category
49
Consistency
61
Risk-adjusted
58
Drawdown
67
Mean
52
Portfolio
31 Aug 2026 · 40 holdings · top 10 are 46.0%.
- Top 5
- 28.7%
- Top 10
- 46.0%
- Largest holding
- 8.0%
- Effective holdings
- 27.8
Net Current Assets
Unspecified
8.0%
EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LAC
Financial
6.9%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
Materials
5.5%
LIC HOUSING FINANCE LTD TR 445 OP II 7.74 NCD 11FB28 FVRS1LAC
Financial
4.2%
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC
Financial
4.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 59% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Short Term Fund
Axis Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.7%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 1.92
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.5%
- Vol
- 1.2%
- Max DD
- -2.1%
- Sharpe
- 2.20
- 3Y win
- +63%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Short Term Fund
HDFC Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.5%
- Vol
- 1.3%
- Max DD
- -2.7%
- Sharpe
- 2.01
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Short Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.5%
- Vol
- 1.8%
- Max DD
- -3.1%
- Sharpe
- 1.52
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mahindra Manulife Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.7%
- Vol
- 0.9%
- Max DD
- -1.1%
- Sharpe
- 1.51
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns