ReviewDirect · Growth
WhiteOak Capital Digital Bharat Fund
WhiteOak Capital Mutual FundEquity Schemes - Sectoral Fund1.9 years
- NAV
- 10.44
- 15 Sept 2026
- 1Y
- -1.6%
- Trailing CAGR
- AUM
- ₹520.83 Cr
- 31 Aug 2026
- Volatility
- High
- 19.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.6%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+2.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.1%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +2.0%
- Calendar-day CAGR
- Excess 1Y
- -11.1%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 28 days
- 9 recovered episodes
- Longest recovery
- 204 days
- Trough to prior peak
- Current spell
- 267 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
22 Dec 2025 – open
Trough 23 Mar 2026 · not recovered
-25.5%
2 Jan 2025 – 28 Oct 2025
Trough 7 Apr 2025 · recovered in 204 days
-23.6%
15 Oct 2024 – 2 Dec 2024
Trough 21 Nov 2024 · recovered in 11 days
-6.5%
19 Nov 2025 – 22 Dec 2025
Trough 10 Dec 2025 · recovered in 12 days
-2.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
19
Vs category
0
Consistency
8
Risk-adjusted
21
Drawdown
36
Mean
17
Portfolio
31 Aug 2026 · 49 holdings · top 10 are 60.1%.
- Top 5
- 40.6%
- Top 10
- 60.1%
- Largest holding
- 16.7%
- Effective holdings
- 16.5
Bharti Airtel Ltd
Technology
16.7%
Zomato Ltd
Technology
7.7%
Tech Mahindra Ltd Futures
Technology
6.0%
Coforge Ltd
Technology
5.5%
PB Fintech Ltd
Financial
4.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Banking & Financial Services Fund
DSP Mutual Fund
- 1Y
- +15.2%
- 3Y
- n/a
- Vol
- 16.7%
- Max DD
- -14.7%
- Sharpe
- 0.73
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Groww Banking & Financial Services Fund
Groww Mutual Fund
- 1Y
- +12.6%
- 3Y
- n/a
- Vol
- 16.0%
- Max DD
- -16.4%
- Sharpe
- 0.50
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Helios Financial Services Fund
Helios Mutual Fund
- 1Y
- +3.2%
- 3Y
- n/a
- Vol
- 17.2%
- Max DD
- -17.7%
- Sharpe
- 0.21
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
WhiteOak Capital Banking & Financial Services Fund
WhiteOak Capital Mutual Fund
- 1Y
- +2.8%
- 3Y
- n/a
- Vol
- 16.2%
- Max DD
- -16.2%
- Sharpe
- 0.42
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- +4.7%
- 3Y
- +18.4%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 1.04
- 3Y win
- +83%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns