ReviewDirect · GrowthPrefer peers first
Aditya Birla Sun Life Dividend Yield Fund
Aditya Birla Sun Life Mutual FundEquity Scheme - Dividend Yield Fund13.8 years
The scheme aims to generate returns by investing in high dividend paying companies. It would aim to build a portfolio that provides high dividend yield, substantial capital protection and a strong possibility of capital gains.
- NAV
- 463.57
- 26 Oct 2026
- 1Y
- -6.3%
- Trailing CAGR
- Upside capture
- +96%
- Vs NIFTY 500 TRI
- Downside capture
- +97%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 26 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer Franklin India Dividend Yield Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
1.87% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -42.0%. Ask whether you can hold through a similar fall.
Vs category
Fail
35% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Pavas Pethia · 0.5 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 36.7% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 42%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.3%
- 3Y+10.7%
- 5Y+11.1%
- 10Y+11.5%
- SI+12.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.5%
- 3Y-1.1%
- 5Y+8.9%
- 10Y+13.0%
- Since inception
- +12.1%
- Calendar-day CAGR
- Excess 1Y
- +0.3%
- Category median, same plan and option
- 3Y win rate
- +35%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- SIP 3Y XIRR
- -1.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -11.0%
- 2650 daily-ending windows
- Median rolling 3Y
- +16.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +98%
- 2157 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 27 Oct 2026.
- 1Y excess
- +1.5%
- Fund minus TRI
- 3Y excess
- +0.4%
- Fund minus TRI
- Upside capture
- +96%
- Benchmark-up months
- Downside capture
- +97%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -42.0%
- Worst peak-to-trough
- Current
- -14.6%
- Below last peak
- Current spell
- 759 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 132 recovered episodes
- Longest recovery
- 268 days
- Trough to prior peak
15 Jan 2018 – 16 Dec 2020
Trough 23 Mar 2020 · recovered in 268 days
-42.0%
28 Jan 2015 – 2 Sept 2016
Trough 25 Feb 2016 · recovered in 190 days
-23.1%
7 Jan 2013 – 26 Mar 2014
Trough 28 Aug 2013 · recovered in 210 days
-22.1%
27 Sept 2024 – open
Trough 7 Apr 2025 · not recovered
-20.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
52
Consistency
39
Risk-adjusted
49
Drawdown
0
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Three-year return is above the category median.
Portfolio
30 Sept 2026 · 83 holdings · top 10 are 36.7%.
- Top 5
- 22.4%
- Top 10
- 36.7%
- Largest holding
- 5.4%
- Effective holdings
- 44.3
Britannia Industries Ltd
Consumer Staples
5.4%
State Bank of India
Financial
4.7%
ICICI Bank Ltd
Financial
4.4%
Shriram Transport Finance Company Ltd
Financial
3.9%
Microsoft Corportion (US) Forgn. Eq (MSFT)
Technology
3.9%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Franklin India Dividend Yield Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.5%
- 3Y
- +10.9%
- Vol
- 13.6%
- Max DD
- -38.0%
- Sharpe
- 0.63
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HDFC DIVIDEND YIELD FUND
HDFC Mutual Fund
- 1Y
- -6.8%
- 3Y
- +11.0%
- Vol
- 13.9%
- Max DD
- -20.0%
- Sharpe
- 0.83
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Baroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -5.6%
- 3Y
- n/a
- Vol
- 12.6%
- Max DD
- -18.1%
- Sharpe
- -0.68
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
LIC MF Dividend Yield Fund
LIC Mutual Fund
- 1Y
- -2.7%
- 3Y
- +17.7%
- Vol
- 15.7%
- Max DD
- -20.4%
- Sharpe
- 0.67
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Tata Dividend Yield Fund
Tata Mutual Fund
- 1Y
- -1.4%
- 3Y
- +12.9%
- Vol
- 15.2%
- Max DD
- -20.4%
- Sharpe
- 0.55
- 3Y win
- +48%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility