ReviewDirect · Growth
Aditya Birla Sun Life Gilt Fund
Aditya Birla Sun Life Mutual FundIncome/Debt Oriented Schemes - Gilt Fund13.7 years
- NAV
- 87.7593
- 15 Sept 2026
- 1Y
- +2.1%
- Trailing CAGR
- AUM
- ₹1,237.81 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.1%
- 3Y+5.5%
- 5Y+5.0%
- 10Y+6.9%
- SI+8.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.7%
- 3Y+3.5%
- 5Y+4.9%
- 10Y+6.1%
- Since inception
- +8.1%
- Calendar-day CAGR
- Excess 1Y
- -1.3%
- Category median, same plan and option
- 3Y win rate
- +85%
- Windows beating the median
- 3Y percentile
- 10
- Vs comparable share classes
- Worst rolling 3Y
- +4.2%
- 2590 daily-ending windows
- Median rolling 3Y
- +8.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2107 daily-ending windows
- SIP 3Y XIRR
- +3.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 227 recovered episodes
- Longest recovery
- 288 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
28 May 2013 – 3 Jun 2014
Trough 19 Aug 2013 · recovered in 288 days
-10.8%
24 Nov 2016 – 7 Jun 2017
Trough 9 Feb 2017 · recovered in 118 days
-5.9%
28 May 2025 – 25 Jun 2026
Trough 2 Apr 2026 · recovered in 84 days
-5.4%
6 Sept 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-3.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
10
Vs category
42
Consistency
80
Risk-adjusted
59
Drawdown
73
Mean
53
Portfolio
31 Aug 2026 · 16 holdings · top 10 are 93.1%.
- Top 5
- 73.6%
- Top 10
- 93.1%
- Largest holding
- 30.1%
- Effective holdings
- 6.6
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
30.1%
7.71% GOI 18-May-2066
Entities
14.3%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
13.3%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
8.2%
Repo
Unspecified
7.7%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 85% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Edelweiss Gilt Fund
Edelweiss Mutual Fund
- 1Y
- +1.6%
- 3Y
- +5.9%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.54
- 3Y win
- +90%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BARODA BNP PARIBAS GILT FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.6%
- Vol
- 3.6%
- Max DD
- -6.7%
- Sharpe
- 0.63
- 3Y win
- +17%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Canara Robeco Gilt Fund
Canara Robeco Mutual Fund
- 1Y
- +3.0%
- 3Y
- +6.0%
- Vol
- 3.9%
- Max DD
- -7.8%
- Sharpe
- 0.64
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
HSBC Gilt Fund
HSBC Mutual Fund
- 1Y
- +2.4%
- 3Y
- +5.9%
- Vol
- 2.9%
- Max DD
- -3.6%
- Sharpe
- 0.26
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Tata Gilt Fund
Tata Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.4%
- Vol
- 4.1%
- Max DD
- -10.4%
- Sharpe
- 0.61
- 3Y win
- +46%
- Lower volatility
- Shallower drawdown
- Higher trailing returns