HealthyDirect · Growth
UTI - Gilt Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Gilt Fund13.7 years
- NAV
- 67.9921
- 15 Sept 2026
- 1Y
- +5.3%
- Trailing CAGR
- AUM
- ₹419.51 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.3%
- 3Y+6.7%
- 5Y+5.7%
- 10Y+7.0%
- SI+8.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.4%
- 3Y+5.7%
- 5Y+6.2%
- 10Y+6.4%
- Since inception
- +8.0%
- Calendar-day CAGR
- Excess 1Y
- +1.8%
- Category median, same plan and option
- 3Y win rate
- +66%
- Windows beating the median
- 3Y percentile
- 90
- Vs comparable share classes
- Worst rolling 3Y
- +3.7%
- 2588 daily-ending windows
- Median rolling 3Y
- +8.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2104 daily-ending windows
- SIP 3Y XIRR
- +5.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 253 recovered episodes
- Longest recovery
- 273 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
27 May 2013 – 19 May 2014
Trough 19 Aug 2013 · recovered in 273 days
-8.1%
6 Sept 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-3.7%
28 May 2025 – 4 Feb 2026
Trough 26 Aug 2025 · recovered in 162 days
-3.2%
9 Mar 2020 – 20 Apr 2020
Trough 23 Mar 2020 · recovered in 28 days
-3.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
90
Vs category
62
Consistency
60
Risk-adjusted
62
Drawdown
80
Mean
71
Portfolio
31 Aug 2026 · 9 holdings · top 10 are 100.0%.
- Top 5
- 92.7%
- Top 10
- 100.0%
- Largest holding
- 45.4%
- Effective holdings
- 3.5
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
45.4%
GOI Sec 6.79 15/05/2027
Entities
24.0%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
9.2%
GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 100
Financial
7.3%
Net Current Assets
Unspecified
6.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 66% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Edelweiss Gilt Fund
Edelweiss Mutual Fund
- 1Y
- +1.6%
- 3Y
- +5.9%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.54
- 3Y win
- +90%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
BARODA BNP PARIBAS GILT FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.6%
- Vol
- 3.6%
- Max DD
- -6.7%
- Sharpe
- 0.63
- 3Y win
- +17%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Groww Gilt Fund
Groww Mutual Fund
- 1Y
- +1.6%
- 3Y
- n/a
- Vol
- 3.4%
- Max DD
- -3.9%
- Sharpe
- -1.60
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
HSBC Gilt Fund
HSBC Mutual Fund
- 1Y
- +2.4%
- 3Y
- +5.9%
- Vol
- 2.9%
- Max DD
- -3.6%
- Sharpe
- 0.26
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
LIC MF Gilt Fund
LIC Mutual Fund
- 1Y
- +2.6%
- 3Y
- +5.4%
- Vol
- 3.6%
- Max DD
- -7.4%
- Sharpe
- 0.53
- 3Y win
- +44%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns