MonitorDirect · Growth
LIC MF Gilt Fund
LIC Mutual FundIncome/Debt Oriented Schemes - Gilt Fund13.7 years
- NAV
- 66.6401
- 15 Sept 2026
- 1Y
- +2.6%
- Trailing CAGR
- AUM
- ₹44.53 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.6%
- 3Y+5.4%
- 5Y+4.9%
- 10Y+6.5%
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.1%
- 3Y+3.9%
- 5Y+4.9%
- 10Y+5.9%
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- -0.8%
- Category median, same plan and option
- 3Y win rate
- +44%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +3.6%
- 2589 daily-ending windows
- Median rolling 3Y
- +7.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +3.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 253 recovered episodes
- Longest recovery
- 288 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
4 Jun 2013 – 3 Jun 2014
Trough 19 Aug 2013 · recovered in 288 days
-7.4%
28 May 2025 – 25 Jun 2026
Trough 2 Apr 2026 · recovered in 84 days
-5.6%
24 Jul 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-3.7%
24 Nov 2016 – 1 Jun 2017
Trough 22 Feb 2017 · recovered in 99 days
-2.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
45
Consistency
36
Risk-adjusted
52
Drawdown
82
Mean
43
Portfolio
31 Aug 2026 · 8 holdings · top 10 are 100.0%.
- Top 5
- 89.5%
- Top 10
- 100.0%
- Largest holding
- 22.4%
- Effective holdings
- 6.2
91 Days Tbill (MD 17/09/2026)
Financial
22.4%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
22.1%
7.71% GOI 18-May-2066
Entities
11.6%
GOVERNMENT OF INDIA 36405 364 DAYS TBILL 03SP26 FV RS 100
Financial
11.2%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
11.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Edelweiss Gilt Fund
Edelweiss Mutual Fund
- 1Y
- +1.6%
- 3Y
- +5.9%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.54
- 3Y win
- +90%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC Gilt Fund
HSBC Mutual Fund
- 1Y
- +2.4%
- 3Y
- +5.9%
- Vol
- 2.9%
- Max DD
- -3.6%
- Sharpe
- 0.26
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Gilt Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +2.1%
- 3Y
- +5.5%
- Vol
- 4.3%
- Max DD
- -10.8%
- Sharpe
- 0.69
- 3Y win
- +85%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Axis Gilt Fund
Axis Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.3%
- Vol
- 4.1%
- Max DD
- -11.1%
- Sharpe
- 0.55
- 3Y win
- +61%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Tata Gilt Fund
Tata Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.4%
- Vol
- 4.1%
- Max DD
- -10.4%
- Sharpe
- 0.61
- 3Y win
- +46%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown