HealthyDirect · Growth
Axis Credit Risk Fund
Axis Mutual FundIncome/Debt Oriented Schemes - Credit Risk Fund12.2 years
- NAV
- 26.4186
- 15 Sept 2026
- 1Y
- +8.5%
- Trailing CAGR
- AUM
- ₹394.58 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+8.5%
- 3Y+8.8%
- 5Y+7.7%
- 10Y+7.7%
- SI+8.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.4%
- 3Y+8.8%
- 5Y+8.5%
- 10Y+7.9%
- Since inception
- +8.3%
- Calendar-day CAGR
- Excess 1Y
- +1.3%
- Category median, same plan and option
- 3Y win rate
- +63%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- +6.3%
- 2223 daily-ending windows
- Median rolling 3Y
- +7.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1740 daily-ending windows
- SIP 3Y XIRR
- +8.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 287 recovered episodes
- Longest recovery
- 141 days
- Trough to prior peak
- Current spell
- 8 days
- Days below latest peak
- Time below peak
- +34%
- NAV observations
31 May 2019 – 23 Oct 2019
Trough 4 Jun 2019 · recovered in 141 days
-3.5%
6 Mar 2020 – 31 Mar 2020
Trough 24 Mar 2020 · recovered in 7 days
-2.1%
23 Apr 2020 – 28 May 2020
Trough 29 Apr 2020 · recovered in 29 days
-1.5%
7 Apr 2022 – 5 Jul 2022
Trough 6 May 2022 · recovered in 60 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
58
Consistency
64
Risk-adjusted
100
Drawdown
91
Mean
73
Portfolio
31 Aug 2026 · 49 holdings · top 10 are 43.4%.
- Top 5
- 27.9%
- Top 10
- 43.4%
- Largest holding
- 4.3%
- Effective holdings
- 37.1
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
4.3%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
4.1%
Net Receivables
Unspecified
4.0%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 8.80 NCD 26AG27 FVRS1LAC
Consumer Discretionary
3.8%
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LAC
Healthcare
3.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 63% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC Credit Risk Fund
HSBC Mutual Fund
- 1Y
- +6.7%
- 3Y
- +11.8%
- Vol
- 5.8%
- Max DD
- -0.4%
- Sharpe
- 0.96
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
HDFC Credit Risk Fund
HDFC Mutual Fund
- 1Y
- +7.3%
- 3Y
- +8.2%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 2.33
- 3Y win
- +57%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Invesco India Credit Risk Fund
Invesco Mutual Fund
- 1Y
- +8.1%
- 3Y
- +9.6%
- Vol
- 2.9%
- Max DD
- -8.0%
- Sharpe
- 0.75
- 3Y win
- +37%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
UTI - Credit Risk Fund.
UTI Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.7%
- Vol
- 6.2%
- Max DD
- -34.4%
- Sharpe
- 0.07
- 3Y win
- +34%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns