MonitorDirect · Growth
HDFC Credit Risk Fund
HDFC Mutual FundIncome/Debt Oriented Schemes - Credit Risk Fund12.5 years
- NAV
- 28.3231
- 15 Sept 2026
- 1Y
- +7.3%
- Trailing CAGR
- AUM
- ₹7,665.78 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.3%
- 3Y+8.2%
- 5Y+7.1%
- 10Y+7.9%
- SI+8.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+7.4%
- 3Y+8.0%
- 5Y+7.8%
- 10Y+7.8%
- Since inception
- +8.7%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +57%
- Windows beating the median
- 3Y percentile
- 25
- Vs comparable share classes
- Worst rolling 3Y
- +6.3%
- 2294 daily-ending windows
- Median rolling 3Y
- +8.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1812 daily-ending windows
- SIP 3Y XIRR
- +8.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 313 recovered episodes
- Longest recovery
- 83 days
- Trough to prior peak
- Current spell
- 7 days
- Days below latest peak
- Time below peak
- +41%
- NAV observations
6 Mar 2020 – 17 Jun 2020
Trough 26 Mar 2020 · recovered in 83 days
-2.6%
6 Apr 2022 – 25 Jul 2022
Trough 6 May 2022 · recovered in 80 days
-1.5%
9 Apr 2018 – 12 Jul 2018
Trough 17 May 2018 · recovered in 56 days
-1.3%
5 Dec 2016 – 10 Jan 2017
Trough 28 Dec 2016 · recovered in 13 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
25
Vs category
49
Consistency
57
Risk-adjusted
100
Drawdown
94
Mean
65
Portfolio
31 Aug 2026 · 99 holdings · top 10 are 31.4%.
- Top 5
- 18.0%
- Top 10
- 31.4%
- Largest holding
- 4.8%
- Effective holdings
- 52.6
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC
Industrials
4.8%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
Consumer Staples
3.9%
Bharat Highways InvIT
Industrials
3.3%
TRIUMPH COMPOSITES PRIVATE LIMITED 10.50 NCD 27AP31 FVRS1LAC
Materials
3.1%
Net Current Assets
Unspecified
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 57% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC Credit Risk Fund
HSBC Mutual Fund
- 1Y
- +6.7%
- 3Y
- +11.8%
- Vol
- 5.8%
- Max DD
- -0.4%
- Sharpe
- 0.96
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Axis Credit Risk Fund
Axis Mutual Fund
- 1Y
- +8.5%
- 3Y
- +8.8%
- Vol
- 1.6%
- Max DD
- -3.5%
- Sharpe
- 1.91
- 3Y win
- +63%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Invesco India Credit Risk Fund
Invesco Mutual Fund
- 1Y
- +8.1%
- 3Y
- +9.6%
- Vol
- 2.9%
- Max DD
- -8.0%
- Sharpe
- 0.75
- 3Y win
- +37%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown