MonitorDirect · Growth
HSBC Credit Risk Fund
HSBC Mutual FundIncome/Debt Oriented Schemes - Credit Risk Fund3.8 years
- NAV
- 37.7712
- 15 Sept 2026
- 1Y
- +6.7%
- Trailing CAGR
- AUM
- ₹456.92 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.7%
- 3Y+11.8%
- 5Yn/a
- 10Yn/a
- SI+10.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.9%
- 3Y+12.1%
- 5Yn/a
- 10Yn/a
- Since inception
- +10.9%
- Calendar-day CAGR
- Excess 1Y
- -1.3%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +11.5%
- 192 daily-ending windows
- Median rolling 3Y
- +11.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +12.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 114 recovered episodes
- Longest recovery
- 17 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +28%
- NAV observations
7 May 2026 – 1 Jun 2026
Trough 21 May 2026 · recovered in 11 days
-0.4%
6 Jun 2025 – 30 Jun 2025
Trough 13 Jun 2025 · recovered in 17 days
-0.2%
6 Jul 2026 – 21 Jul 2026
Trough 14 Jul 2026 · recovered in 7 days
-0.2%
3 Jun 2024 – 11 Jun 2024
Trough 4 Jun 2024 · recovered in 7 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
42
Consistency
70
Risk-adjusted
73
Drawdown
99
Mean
77
Portfolio
31 Aug 2026 · 30 holdings · top 10 are 58.7%.
- Top 5
- 32.2%
- Top 10
- 58.7%
- Largest holding
- 8.1%
- Effective holdings
- 21.9
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC
Materials
8.1%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100
Entities
6.5%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
Energy & Utilities
5.9%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
5.9%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
Consumer Staples
5.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Credit Risk Fund
Axis Mutual Fund
- 1Y
- +8.5%
- 3Y
- +8.8%
- Vol
- 1.6%
- Max DD
- -3.5%
- Sharpe
- 1.91
- 3Y win
- +63%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Invesco India Credit Risk Fund
Invesco Mutual Fund
- 1Y
- +8.1%
- 3Y
- +9.6%
- Vol
- 2.9%
- Max DD
- -8.0%
- Sharpe
- 0.75
- 3Y win
- +37%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
HDFC Credit Risk Fund
HDFC Mutual Fund
- 1Y
- +7.3%
- 3Y
- +8.2%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 2.33
- 3Y win
- +57%
- Lower volatility
Caveat: Deeper drawdown · Lower trailing returns
UTI - Credit Risk Fund.
UTI Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.7%
- Vol
- 6.2%
- Max DD
- -34.4%
- Sharpe
- 0.07
- 3Y win
- +34%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns