MonitorDirect · GrowthWatch before adding
Bandhan Aggressive Hybrid Fund
Bandhan Mutual FundHybrid Scheme - Aggressive Hybrid Fund9.8 years
The Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. The Fund also seeks to generate current income by investing in debt securities and money market instruments.
- NAV
- 31.117
- 29 Oct 2026
- 1Y
- +0.9%
- Trailing CAGR
- AUM
- ₹2,410.24 Cr
- 31 Aug 2026
- Volatility
- Medium
- 12.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 63% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer DSP Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
9.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.86% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -31.5%. Ask whether you can hold through a similar fall.
Vs category
Pass
63% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Brijesh Shah · 2.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.2% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 32%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.9%
- 3Y+14.3%
- 5Y+10.9%
- 10Yn/a
- SI+12.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.2%
- 3Y+8.7%
- 5Y+12.0%
- 10Yn/a
- Since inception
- +12.2%
- Calendar-day CAGR
- Excess 1Y
- +4.9%
- Category median, same plan and option
- 3Y win rate
- +63%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +8.7%
- Simulated monthly SIP
- Worst rolling 3Y
- -6.0%
- 1693 daily-ending windows
- Median rolling 3Y
- +15.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1198 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -31.5%
- Worst peak-to-trough
- Current
- -4.6%
- Below last peak
- Current spell
- 80 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 149 recovered episodes
- Longest recovery
- 398 days
- Trough to prior peak
13 Feb 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-31.5%
17 Jan 2022 – 12 May 2023
Trough 20 Jun 2022 · recovered in 326 days
-15.5%
27 Sept 2024 – 9 Jun 2025
Trough 28 Feb 2025 · recovered in 101 days
-13.5%
31 Aug 2018 – 28 Nov 2019
Trough 26 Oct 2018 · recovered in 398 days
-11.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
81
Consistency
57
Risk-adjusted
52
Drawdown
21
Mean
62
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 63% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
31 Aug 2026 · 110 holdings · top 10 are 35.2%.
- Top 5
- 23.7%
- Top 10
- 35.2%
- Largest holding
- 5.8%
- Effective holdings
- 53.9
ICICI Bank Ltd
Financial
5.8%
HDFC Bank Ltd
Financial
4.4%
Reliance Industries Ltd
Energy & Utilities
3.8%
State Bank of India
Financial
3.1%
BAJAJ FINANCE LIMITED 7.07 NCD 21SP28 FVRS1LAC
Financial
2.8%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -7.0%
- 3Y
- +9.9%
- Vol
- 12.0%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.3%
- 3Y
- +9.2%
- Vol
- 11.1%
- Max DD
- -27.8%
- Sharpe
- 0.64
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Edelweiss Aggressive Hybrid Fund
Edelweiss Mutual Fund
- 1Y
- -2.4%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -28.6%
- Sharpe
- 0.62
- 3Y win
- +71%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Higher volatility · Lower trailing returns
Quant Aggressive Hybrid Fund
quant Mutual Fund
- 1Y
- +2.6%
- 3Y
- +13.5%
- Vol
- 13.1%
- Max DD
- -28.7%
- Sharpe
- 0.78
- 3Y win
- +80%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Higher TER · Lower trailing returns
LIC MF Aggressive Hybrid Fund
LIC Mutual Fund
- 1Y
- -2.3%
- 3Y
- +11.0%
- Vol
- 12.2%
- Max DD
- -28.2%
- Sharpe
- 0.38
- 3Y win
- +20%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns